Posts Tagged ‘tulsa refinance’

Tulsa Mortgage Brokers Lenders Work Tirelessly To Accomodate Refinance Boom

December 27, 2008

zfgmortgage

ZFG MORTGAGE: “Tulsa’s Most Trusted Mortgage Lenders”
Toll Free 1-877-205-7266 | Fax: 918-459-6535 – www.zfgmortgage.com

ZFG Mortgage – December 27th 2008 –

As we head into new year at ZFG we are very optimistic about the economic future for America, however we do feel strongly that now is an important time for the American investor to make sure that they are positioned to take advantage of the current economic conditions. Warren Buffett operates by the beliefe system, “Be greedy when the market is fearful,  and be fearful when the market is greedy” and we agree. Wal-Mart is posting near record profits because of hte economic downturn and the average American’s decision to again focus on purchaing items at the lowest possible price. Many investors who have decided to pull their money out of the shakey stock market are also turning to gold as their preferred investment vehicle of choice. Many investors feel as though investing in gold will protect their cash from the destructive errosive effect that high inflation rate has been having on their money.

In August of this year, the Federal Reserve funded the U.S. banking system with an additional $62 billion of cash and rejected the requests of Fannie Mae and Freddie Mac to take on more debt, however sales of gold coins and the famous American Eagle gold coins had to be suspended for a week due to the high demand for the coins. For one of the first times in recent history, the U.S. Mint has been unable to obtain enough gold to keep up with the demand for gold coins.

Again in September, when the huge Federal bailout of American banks failed, the sales of the American Buffalo coin were suspended until Nov. 3 because of shortages. At ZFG we are Tulsa’s premier mortgage lender. And to keep you informed on the ever-changing financial markets we have compiled the following mortgage related website links:

zfgmortgage

ZFG MORTGAGE LENDERS
Toll Free 1-877-205-7266 | Fax: 918-459-6535 – www.zfgmortgage.com

 

Tulsa Mortgage Refinancing – ZFG Mortgage Tulsa

December 19, 2008

 

ZFG Tulsa Mortgage Company

 5807 S Garnett Rd Suite I

Tulsa , Oklahoma 74146 Toll Free 1-877-205-7266

At ZFG we recognize that deciding to refinance your home can be a very stressful situation that is often filled with new terms, and financial lingo that the average American does not use on a daily basis. Thus, to make your home refinancing process easier (and as close to stress free as possible), we have put together the following mortgage refinancing steps:

Step 1: Should you even refinance your mortgage at this point.

Although there are numerous situations where refinancing your home could make alot of sense, there are many situations where refinancing does not make sense. Example: Some of our customers have found that they were able to save thousands of dollars in interest payments on the life of the loan, however some of our potential customers have discovered that the refinancing costs and fees associated with refinancing their loan negated the savings that they would ultimately realize by refinancing.

Step 2: Ask yourself the following questions:

1) Why I am looking to refinance my existing home mortgage? (home equity, consolidating debt, reducing my monthly payment)

Step 3: Make sure that you are completely aware of the potential hazards associated with refinancing your home loan.

The mortgage industry is filled with many quality and less than quality lending institutions. Most lending companies are focussed on sincerely taking care of their customers to build a life-long relationship, however (just like in our sectors of our economy) there are some predatory lending companies out there. Thus, a dishonest brokerage company might look to take advantage of your financial situation by complicating your lending process and by attempting to talk over your head by using industry jargon, and hidden fees.

Step 4: Look for a broker that you can trust (ZFG Mortage Lenders…Hint, Hint & Shameless Plug).

In all sincerity, whether you decide on using Zeshu Tulsa Mortgages or not, you need to look for a broker that is 100% honest with you 100% of the time. Look for a broker that actually follows through on his small committments so that you know that they will follow through on the major committments.

Step 5: You need to familiarize yourself with the various mortgage types.

Home loans and mortgages come in variety of different packages (each with its own terminology, benefits and drawbacks). Every home loan has a different purpose, but all home loans were created to generate additional revenue for banks. Trust us, there are no loans designed that will not make money for the banks. The type of loan that will work best for you depends on your unique financial situation, your ability to make a large down payment or not, your credit score, the current interest rate, and various other factors (such as your debt to income ratio, etc…)

Step 5: Find a mortgage broker.

Make the calls, and make some more calls until you find a broker whom you can trust. Look for a broker with history of ethical behavior and mindset that puts you and your unique needs ahead of their profits. We are all in business to make money, but as mortgage brokers we have an ethical duty to look out for the best deals for you and your unique financial situation. For more information on attending a “FREE INTRODUCTION INTO THE MORTGAGE INDUSTRY SEMINAR” call ZFG Mortgage today. Whether you use our services or not, we are hear to equip you with the information that you will need to make wise financial decisions today that will affect you tommorrow.

ZFG Tulsa Mortgage Company

 5807 S Garnett Rd Suite I

Tulsa , Oklahoma 74146 Toll Free 1-877-205-7266

To help connect our products and services to great customers such as you, we have put together the following industry related terms that are commonly used to find our products when navigating the web.

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