Tulsa Mortgage Lenders – ZFG Mortgage – 918-459-6530

Why Should I Refinance Today? Will The Interest Rates Get Any Lower?

The time to purchase or refinance has never been better and will never get better. Just ask China (see the Wallstreet Journal Article Posted Below)

ZFG Mortgage Tulsa – 918-459-6530 – www.zfgmortgage.com

Welcome to ZFG Mortgage, home of Tulsa’s lowest rates. At ZFG Mortgage we offer Tulsans the best rates and the best terms because of our ability to fund your loan through some of America’s largest banks and lending institutions (including Bank of America, Countrywide, Wells Fargo, etc…). If you are looking for a mortgage loan, or a home refinance call ZFG today to experience the superiority of ZFG:

• Fast Accurate Service – When you call, we will be there answer your calls with quick and informed loan officers standing by.
• The Lowest Rates – If you are looking for the lowest rates in town, then you have come to the right place.
• Low Closing Costs – No “Bate-and-Switch” techniques will be used by our staff. We will quote you an accurate estimate of your closing costs right from the beginning (once we have completely analyzed your unique financial situation).
• Lending Options – When you work with ZFG, you will be working with skilled and liscensed loan officers who have your best interests at heart. Because we are here to stay, our team is 100% committed to making sure that you leave with the funds you need and a lending experience that will keep you coming back as your family and financial needs expand.

China Takes Aim at Dollar, Urges New Global Currency

China calls for the creation of a new currency to eventually replace the dollar as the world’s standard, reflecting a growing unhappiness with the U.S. role in the world economy.

“Simply put, the record low interest rates are unsustainable. Just ask China.” Clay Clark SBA Entrepreneur of the Year.

BEIJING — China called for the creation of a new currency to eventually replace the dollar as the world’s standard, proposing a sweeping overhaul of global finance that reflects developing nations’ growing unhappiness with the U.S. role in the world economy.

The unusual proposal, made by central bank governor Zhou Xiaochuan in an essay released Monday in Beijing, is part of China’s increasingly assertive approach to shaping the global response to the financial crisis.

Zhou’s proposal comes amid preparations for a summit of the world’s industrial and developing nations, the Group of 20, in London next week. At past such meetings, developed nations have criticized China’s economic and currency policies.

This time, China is on the offensive, backed by other emerging economies such as Russia in making clear they want a global economic order less dominated by the U.S. and other wealthy nations.

However, the technical and political hurdles to implementing China’s recommendation are enormous, so even if backed by other nations, the proposal is unlikely to change the dollar’s role in the short term. Central banks around the world hold more U.S. dollars and dollar securities than they do assets denominated in any other individual foreign currency. Such reserves can be used to stabilize the value of the central banks’ domestic currencies.

Monday’s proposal follows a similar one Russia made this month during preparations for the G20 meeting. Like China, Russia recommended that the International Monetary Fund might issue the currency, and emphasized the need to update “the obsolescent unipolar world economic order.”

Chinese officials are frustrated at their financial dependence on the U.S., with Premier Wen Jiabao this month publicly expressing “worries” over China’s significant holdings of U.S. government bonds. The size of those holdings means the value of the national rainy-day fund is mainly driven by factors China has little control over, such as fluctuations in the value of the dollar and changes in U.S. economic policies. While Chinese banks have weathered the global downturn and continue to lend, the collapse in demand for the nation’s exports has shuttered factories and left millions jobless.

To help our incredible customers to better understand the lending industry we have put together the following list of lending terms and information:

Refinancing Defined: Refinancing deals with the buyer (you) applying for another loan in order to pay off a preexisting loan that does not have the favorable rates and terms that you want. If you find that your existing loan has an interest rate that is less than favorable, we would love to help you secure a rate that will be more advantageous to your overall cash-flow situation.

Take Advantage Of These Unsustainably Record Low Rates and Refinance Today

With A Team That You Can Trust.

Comparison Refinance Rate Shopping (defined): At ZFG we help our customers shop for the best rates and terms. Essentially, our customers are not pushed towards one particular product or lender, because we look to help our customers find the best rates and terms.

When should you refinance? When looking into the possibility of refinancing your home mortgage it is very important that you first look at the amount of savings that you will realize (in terms of interest payments) vs. the closing costs associated with acquiring the new loan.

What are the benefits of refinancing your home? Generally speaking most Americans (unfortunately) live check to check because they are strapped with obligations that nearly exceed their ability to earn. Many Americans have 60-80% of their income spoken for (in obligations) before they ever even see their check. This can really cut down our your ability to start a new business, to afford a family vacation, and to fund your dreams. Thus, to free up extra cash, many Americans choose to refinance their existing loan to free up extra monthly cash flow that they would have been spending on interest payments to a large bank. If you need extra monthly cash and you have a mortgage rate that is unfavorable, we highly recommend that you would look into the idea of refinancing your existing loan.

While most Americans consider their home to be there largest assett, at ZFG we view your mortgage payment as your largest expense. Although owning a home is a need, it should not be a nearly unbearable burden. Call us today to see if we can help you put a little extra of your own cash back in your pocket each month.

Shortening the length of your loan by refinancing. As you begin to earn more money over time, your financial situation might change for the better. And as you earn more money, you might want to pay down your mortgage at a faster rate than you once wanted to when you first purchased your home. Thus, converting your 30 year fixed rate loan into a 15 year fixed rate loan might be a great option. Converting your 30 year loan into a 15 year loan will generally only increase your payments by 15%, yet you will cut your time needed to pay off your loan in half.

Exchanging an adjustable rate mortgage for a fixed mortgage rate & term. With rates at an all-time low, their has never been a better time to lock in a favorable fixed mortgage rate & term. Thus, if you have found that your adjustable rate has already adjusted and is continuing to climb, call ZFG now (or shortly after now). Securing a fixed rate mortgage will give you financial piece of mind, knowing that your monthly payments will not quickly climb to unsustainable and unpayable levels.

Access to Extra Cash – Cash-out refinancing. – The reality is, life happens. And sometimes when life happens it puts a large strain on all of us for some extra cash. And with our cash-out refinancing options, you can essentially use your house as a piggy bank from which you can pull out money to buy that new car, or to pay for that upcoming wedding (www.djconnectiontulsa.com, www.tulsabridalassociation.org). For more information on our cash-out refinancing options call ZFG today.

Away with PMI. As many people have now discovered, having Private Mortgage Insurance is not fun, and making those payments is even less fun. However those of us that were unable to put more than 20% down when we originally purchased our homes have been required to purchase Private Mortgage Insurance by our lenders. However, if your house has now appreciated to a point where you now have paid down 20% of the homes value, refinancing will allow you to refinance to a rate and term that will allow you to cancel those less than exciting PMI payments.

For many Americans our home is like a piggy bank from which we can pull funds as needed to pay for the unique challenges and opportunities that our lives throw at us and refinancing your home is a quick way to gain access to those funds stored up in our piggy bank quickly. For more information on refinancing your home, call ZFG Mortgage Tulsa today at 918-459-6530.

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ZFG Mortgage Tulsa – 918-459-6530 – www.zfgmortgage.com

ZFG Mortgage & Zeshu Financial Tulsa Has The Lowest Mortgage

If you would like to take a moment to view our current interest rates, you will quickly find that ZFG Mortgage Tulsa has the low interest rates that you been searching for.

The Lowest Closing Costs:

At ZFG our super-low closing costs have saved our customers thousands, and we never charge any undisclosed fees at the closing table.

Refinance Your ARM LOAN or YOUR HIGH FIXED RATE MORTGAGE TODAY:

ZFG Mortgage Tulsa has designed a stream-lined process that makes the process of lowering your current mortgage rate and your current mortgage payments easy (and painless). For more information on how you can reduce the remaining term on your current 30 year mortgage loan, or how you can reduce your total monthly payments simply call us today at 918-459-6530.

Quickly Get “Accurate” Faith Estimates:

When you call ZFG Mortgage Tulsa our team will quickly be able to get you a Good Faith Estimate of your Closing Costs so that you’ll quickly realize firsthand that we offer the lowest interest rates and that we will be able to offer you the lowest Closing Costs in Tulsa.

To help more incredible customers like you to better reach our the ZFG mortgage offices we have compiled the following list of tulsa mortgage related terms, articles and phrases.

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Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

Fixing Bad Credit:

If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

| Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
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Top States:
Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
| New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

Related Yahoo! Services:
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ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

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Tulsa Mortgage Refinance, Mortgage Refinance Tulsa – www.zfgmortgage.com – 918-459-6530

Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

SBA Entrepreneur of the Year and Managing Director of ZFG Mortgage was recently featured on NewsOn6.com and the NewsOn6 Nightly News. Click below to view this entire video interview. 

http://www.news9.com/global/video/popup/pop_playerLaunch.asp?vt1=v&clipFormat=flv&clipId1=3474422&at1=News&h1=WEB EXTRA: Extended Interview With Mortgage Lender Clay Clark

At Zeshu Financial we realize that trying to find the right home loan can be difficult and that finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from it can be a confusing process. However when you choose to work with ZFG Mortgage, it will not be a confusing process.

At Zeshu Financial Group our mission is to set the standard in the Tulsa mortgage industry by exceeding our customers’ expectations, one transaction at a time. At ZFG we are committed to offering phenomenal customer service to all of our customers. If you have grown frustrated with the loan-pre-approval process by the endless unreturned voicemails, the long on-hold times, and the overall lack of a “personal touch” that you have experienced thus far in the loan securing process, rest assured ZFG Mortgage is different and ZFG Mortgage is the best. Quickly connecting you to multiple sources of potential funding to help you achieve your dreams is what we do. Take advantage of our expertise in the residential lending industry by calling us now (or shortly after now), or by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients will make getting your loan a successful endeavor.

Give us a call today at 1-877-205-7266 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy.

Why wait? Let us go to work for you!

Home Loans F.A.Q.s (Frequently Asked Questions)

What Documents Will I Need for My Loan Application?
When preparing a loan, the lender will ask for substantial documentation. Here’s a list of what is usually required.

 

Personal Information

• Address and telephone numbers of each borrower 
• Previous address(es) over the last seven years
• Social Security number(s) of inquirers
• Age of inquirer(s) and dependent(s)
• Name and address of landlord(s) or lender(s) for the past two years and proof of payment
• Current housing expense details (rent, mortgage payments, taxes, insurance)

Employment/Income

• Name and address of employer(s) for the past two years
• Pay stubs for the past 30 days · W-2 forms for the past two years
• A written explanation of any employment gaps
• If you’re self-employed you’ll need:
• Complete, signed Federal Income Tax Returns for the past two years (personal and corporate) ·
• Year-to-date Profit and Loss Statement and Balance Sheet

Other Income

• If you receive Social Security, a pension, disability or VA benefits you’ll need:
• A copy of your awards letter (or tax returns for the past two years)
• A copy of your most recent check

Child Support

• If you pay child support you’ll need:
• A copy of the divorce or separation agreement
• Evidence of payment for the last 6-12 months (cancelled checks of pay history from the courts)

Rental Income
If you receive rental income you’ll need:

• A copy of the lease

Debt Disclosure – Credit Cards, Loans and/or Current Mortgages

• Name and address of each creditor
• Account number, monthly payment and outstanding balance for each
• Proof of recent payment or current statement for each
• Documentation of alimony or child support you are required to pay
• Written explanation of any past credit problems

Loan Application for Home Purchase

• A complete, signed copy of sales contract · Mailing address and property description (if it’s not in the contract)
• A copy of your cancelled earnest money check Loan Application for Refinance
• A copy of the deed
• A copy of your hazard insurance policy
• A copy of the property survey
• Proof that your home has passed a termite inspection

Evidence of Funds for Downpayment

• If the downpayment is a gift you’ll need a signed gift letter, the giver’s bank statement showing sufficient funds, a copy of the check and a deposit slip
• If you have any recent large deposits or new accounts you’ll need to show documentation

Other

• If your loan is for new construction the lender will need to see plans and specifications
• If there’s a bankruptcy in your financial history you’ll need complete documentation

What should I know before buying a home?

Plan ahead. Establish good credit and save as much as you can for the down payment and closing costs and get pre-approved before you start shopping for your new home. If you do not get pre-approved you will find that most real estate agents will not be willing to help you find your new home. Not only do real estate agents prefer working with pre-qualified buyers, but you will find yourself having more negotiating power and an edge over homebuyers who are not pre-approved.
Set a budget and stick to it. Realtors get paid a % of your total sales price, and some of them will pressure to spend the full extent of your budget and if you do not know what this budget is, you will definately spend more than you should. Know what you really want in a home. How long will you live there? Is your family growing? What are the schools like? How long is your commute? Do you want to live Home Owners Association? Consider every angle before diving in.
Make a reasonable offer. To determine a fair value on the prospective home that you are looking into buying, ask your real estate agent for a “comparative market analysis” listing of all of the sales prices of other houses in the neighborhood.
Choose your loan (and your lender) carefully. For some tips, see the question in this section about comparing loans.
Consult with your lender before paying off debts. You may qualify even with your existing debt, especially if it frees up more cash for a down payment. Keep your day job. If there is a career move in your future, make the move after your loan is approved. Lenders tend to favor a stable employment history. Do not shift money around. A lender needs to verify all sources of funds. By leaving everything where it is, the process is a lot easier on everyone involved. Do not add to your debt. If you increase your debt by financing a new car, a refrigerator, a sports performance boat, a large sod purchase furniture or other large purchase, it could prevent you from qualifying.Timing is everything. If you already own a home, you may need to sell your current home to qualify for a new one. If you are renting, simply time the move until the end of the lease. Bottom line, you want to have as much “cash on hand” as possible before you apply for your new home loan.

How Much House Can I Afford?

How much house you can afford depends on how much cash you can put down and how much a creditor will lend you. There are two rules of thumb:

• You can afford a home that’s up to 2 1/2 times your annual gross income.
• Your monthly payments (principal and interest) should be 1/4 of your gross pay, or 1/3 of your take-home pay.

Why Should I Refinance?

If you have a low, 30-year fixed interest rate you’re in good shape. But if any of these Five Reasons applies to your situation, you may want to look into refinancing.
1. Decrease monthly payments.
If you can get a fixed rate that’s lower than the one you currently have, you can lower your monthly payments.

2. Get cash out of your equity.
If you have enough equity you can get cash out by refinancing. Just decide how much you want to take out and increase the new loan by that amount. It’s one way to release money for major expenditures like home improvements and college tuition.

3. Switch from an adjustable to a fixed rate.
If interest rates are increasing and you want the security of a fixed rate, or, if interest rates have fallen below your current rate you can refinance your adjustable loan to get the fixed rate you’re looking for.

4. Consolidate debt.
You can refinance your mortgage to pay off debt, too. Simply increase the new loan amount by the amount you need and the lender will give you that cash to pay off creditors. You’ll still owe the lender but at a much lower interest rate – and that interest is tax-deductible.

5. Pay off your mortgage sooner.
If you switch to a shorter term or a bi-weekly payment plan, you can pay off your home earlier and save in interest. And if your current interest rate is higher than the new rate, the difference in monthly payments may not be as big as you’d expect.

The downpayment and closing costs – how much cash will you need?

Generally speaking, the more money you put down, the lower your mortgage. You can put as little as 3% down, depending on the loan, but you’ll have a higher interest rate. Furthermore, anything less than 20% down will require you to pay Private Mortgage Insurance (PMI) which protects the lender if you can’t make the payments. Also, expect to pay 3% to 6% of the loan amount in closing costs. These are fees required to close the loan including points, insurance, inspections and title fees. To save on closing costs you may ask the seller to pay some of them, in which case the lender simply adds that amount to the price of the house and you finance them with the mortgage. A lender may also ask you to have two months’ mortgage payments in savings when applying for a loan. The mortgage – how much can you borrow? A lender will look at your income and your existing debt when evaluating your loan application. They use two ratios as guidelines:

• Housing expense ratio. Your monthly PITI payment (Principal, Interest, Taxes and Insurance) should not exceed 28% of your monthly gross income.

• Debt-to-income ratio. Your long-term debt (any debt that will take over 10 months to pay off – mortgages, car loans, student loans, alimony, child support, credit cards) shouldn’t exceed 36% of your monthly gross income.

Lenders aren’t inflexible, however. These are just guidelines. If you can make a large downpayment or if you’ve been paying rent that’s close to the same amount as your proposed mortgage, the lender may bend a little. Use our calculator to see how you fit into these guidelines and to find out how much home you can afford.

Why Should I Refinance?
If you have a low, 30-year fixed interest rate you’re in good shape. But if any of these Five Reasons applies to your situation, you may want to look into refinancing.

1. Decrease monthly payments.
If you can get a fixed rate that’s lower than the one you currently have, you can lower your monthly payments.

2. Get cash out of your equity.
If you have enough equity you can get cash out by refinancing. Just decide how much you want to take out and increase the new loan by that amount. It’s one way to release money for major expenditures like home improvements and college tuition.

3. Switch from an adjustable to a fixed rate.
If interest rates are increasing and you want the security of a fixed rate, or, if interest rates have fallen below your current rate you can refinance your adjustable loan to get the fixed rate you’re looking for.

4. Consolidate debt.
You can refinance your mortgage to pay off debt, too. Simply increase the new loan amount by the amount you need and the lender will give you that cash to pay off creditors. You’ll still owe the lender but at a much lower interest rate – and that interest is tax-deductible.

5. Pay off your mortgage sooner.
If you switch to a shorter term or a bi-weekly payment plan, you can pay off your home earlier and save in interest. And if your current interest rate is higher than the new rate, the difference in monthly payments may not be as big as you’d expect.

Is refinancing worth it?

Refinancing costs money. Like buying a new home, there are points and fees to consider. Usually it takes at least three years to recoup the costs of refinancing your loan, so if you don’t plan to stay that long it isn’t worth the money. But if your interest rate is high it may be smart to refinance to a lower interest rate, even if it is for the short term. If your mortgage has a prepayment penalty, this is another cost you will incur if you refinance.

Use the reasons above as a guideline and determine whether or not refinancing is the right thing to do. You can also use our refinance analysis calculator to help you decide.

What Are the Costs of Refinancing?

Here’s what you can expect to pay when you refinance:

The 3-6 Percent Rule
Plan to pay between 3% and 6% of the amount of the new loan amount (if want cash-out, the loan amount will be larger). Yet some lenders offer no-cost refinancing in exchange for a higher rate.

Getting to the Points

Points play a big part in how much it’ll cost to refinance – the more points you pay, the lower your interest rate. Points are a good idea if you’re planning to stay in your home for a while, but if you’ll be moving soon you should try to avoid paying points altogether.

What is an Adjustable Rate Mortgage?

With Adjustable-Rate Mortgages (ARMs) interest rates are tied directly to the economy so your monthly payment could rise or fall. Because you’re essentially sharing the market risks with the lender, you are compensated with an introductory rate that is lower than the going fixed rate.

Convertible ARMs:

Some adjustable-rate mortgages allow you to convert to a fixed rate at certain specified times. This mitigates some of the risk of fluctuating interest rates, but there will be a substantial fee to do it. And your new fixed rate may be higher than the going fixed rate.

Two-Step Mortgages:

This is an ARM that only adjusts once at five or seven years, then remains fixed for the duration of the loan. Not only will you benefit from a lower rate for the first few years, but the new fixed rate cannot increase by more than 6%. It may even be lower, depending on market conditions. Then again, you also run the risk of adjusting to a much higher rate.

Convertible Loans:

Another ARM choice, the convertible loan offers a fixed rate for the first three, five or seven years, then switches to a traditional ARM that fluctuates with the market. If you strongly believe that interest rates will fall a convertible loan might be a smart move.

Balloon Mortgages:

These short-term loans begin with low, fixed payments. Then, in five, seven or ten years a single large payment (balloon) for all remaining principal is due. While this saves money up front, coming up with a large payment at the end of the loan may be difficult. Some lenders will allow you to refinance that payment, but some won’t, so be sure you know what you’re getting into.

Graduated Payment Mortgage (GPM)

With a GPM you pay smaller payments that gradually increase and level off after about five years. Lower payments can make it possible for you to afford a bigger home, but they’ll be interest-only payments, adding nothing to the principal. This could put you in a negative amortization situation.

How often does the interest rate change?

That depends on the loan. Changes can occur every six months, annually, once every three years or whenever the mortgage dictates.

How much can my rate change?

Your ARM will stipulate a percentage cap for each adjustment period, which means your interest may not increase beyond that percentage point. If the market holds steady, there may be no increase at all. You may even see your payment decrease if interest rates fall.

How Can I save on a Fixed Rate Mortgage?
Short Term Mortgages
You don’t have to finance your home for 30 years. Granted, the payments will be lower, but you’ll be paying them longer. You could, instead, opt for a period of 20, 15 or even 10 years, pay your home off sooner and save in interest.

Furthermore, lenders offer much more attractive interest rates with short-term loans, so your payments may not be as much as you’d think.

The table below shows you the interest savings on a $100,000 loan at 8.5% interest:

Term	Monthly Payment	Total Interest Accrued
30 yr	$768.91	$176,808.95
20 yr	$867.83	$108,277.58
15 yr	$984.74	$77,253.12

By paying $215.83 more a month on a 15-year mortgage, you’d save $99,555.83 in interest over a 30-year loan – and own the house in half the time.

What is Private Mortgage Insurance?
Private Mortgage Insurance, or PMI, is insurance purchased by the buyer to protect the lender in case the buyer defaults on the loan. PMI is generally applied when you put down less than 20% of the home’s purchase price. The reason is this:

 

With 20% down, you are considered a low risk. Even if you default the lender will probably come out ahead because they’ve only loaned 80% of the home’s value and they can probably recoup at least that amount when they sell the foreclosed property.

But with 5% or 10% down, the lender has a lot more invested in the loan and if you default, they will almost surely lose money. This is why lenders require buyers to purchase PMI if they put down less than 20%. It’s insurance that, no matter what happens, the lender will recoup its investment.

How does PMI increase your buying power?
In simplest terms, PMI allows you to put less money down, and the benefits are as follows:

• If you have good credit but are short on cash for a downpayment you can put as little as 5% down.

• It doesn’t take as long to accumulate a 5% or 10% downpayment so you could buy a home much sooner than you anticipated.

• A smaller downpayment allows you to purchase a larger or nicer home.

• For repeat buyers, a smaller downpayment on the new home can free up cash from the sale of their previous home to use for other debts or expenses.

• Your interest will be higher if you put down less than 20%, but that interest is tax-deductible.

What does PMI cost?
A Good Faith Estimate will be provided to you within a few days after we received your loan application. This disclosure will provide you with an estimate of your monthly PMI premium as well as the initial premium you’ll need to pay at closing. Additionally, we will be providing you a disclosure on your rights (if applicable) to cancel the PMI.

How are the changes determined?

Every ARM loan is tied to a financial market index, such as CDs, T-Bills or LIBOR rates. Your rate is determined by adding an additional percentage (known as a margin) to that index’s rate. When the index rises or falls, your rate rises or falls with it.

What will my closing costs be?
At closing, you’ll be required to pay a number of fees such as transfer of title, origination and appraisal, attorney services, credit report, title insurance and inspections. Your lender is required to provide an estimate of these costs within a few days after your application is received, but you can always ask for an estimate sooner.

Is there a limit to how much interest I’ll be charged?

Yes. It’s called a ceiling, or lifetime cap. This is a guarantee that your interest rate will never exceed a designated percentage. For instance, if your introductory rate was 5% and you have a lifetime rate cap of 6% (meaning that your interest rate can never increase more than 6% during the life of the loan) then your ceiling would be 11%.

Negative Amortization:

Administered by the Department of Veterans Affairs, these special loans make housing affordable for U.S. veterans. To qualify you must be a veteran, reservist, on active duty, or a surviving spouse of a veteran with 100% entitlement.

A VA loan is simply a fixed-rate mortgage with a very competitive interest rate. Qualified buyers can also use a VA loan to purchase a home with no money down, no cash reserves, no application fee and reduced closing costs. Some states allow a VA loan for refinancing as well.

Many lenders are approved to handle VA loans. Your VA regional office can tell you if you’re qualified.

What is a FHA Loan?
FHA loans are designed to make housing more affordable for first-time homebuyers and those with low to moderate income.

Both fixed- and adjustable-rate FHA loans are available, and in most states, an FHA loan can be used for refinancing. The difference is, they’re insured by the U.S. Department of Housing and Urban Development (HUD). With FHA Insurance, eligible buyers can put down as little as 3% of the FHA appraisal value or the purchase price, whichever is lower. Qualifying standards are not as strict and the rates are slightly better than with conventional loans.

What will my closing costs be?
At closing, you’ll be required to pay a number of fees such as transfer of title, origination and appraisal, attorney services, credit report, title insurance and inspections. Your lender is required to provide an estimate of these costs within a few days after your application is received, but you can always ask for an estimate sooner.

Will I be charged points?
Sometimes you’ll have to pay points (one point = 1% of the loan amount) in order to get the interest rate the lender has quoted you. Before proceeding with your loan application find out if there are any points attached to your loan.

What items must be prepaid?
Some expenses, such as first year’s property taxes and insurance, must be paid at closing. Your lender will let you know what’s required.

How long will I be guaranteed the quoted interest rate?
This is called “locking in” a rate and most lenders provide this service. When you apply for your loan, the lender will lock in the agreed interest rate for an agreed period of time. But there may be a fee for this, so ask.

How long will it take to get approval?
It varies, so make sure you get an estimate of how long approval will take, especially if you have a deadline for closing on a new home.

Does the loan have a pre-payment penalty?
If you even think there’s a possibility you may pay off your loan early (this includes refinancing) find out if there’s a penalty for doing so.

Is there a call option attached?
A call option allows the lender to require you to pay off your loan balance before it’s due. You don’t want this, so make sure it’s not in the contract.

What are the benefits of an ARM?

With a lower initial interest rate (usually 2% to 3% lower than fixed-rate mortgages), qualifying is easier and the payments are more manageable at first.

You may qualify for a larger loan than you would with a fixed-rate mortgage.

If you’re only planning to stay a short time the interest rate is likely to stay lower than that of a fixed-rate mortgage.

If you expect regular pay increases that would cover the increase in your interest, or if you believe interest rates will fall, an ARM might be the wiser choice.

Listed below you will find some of the cities in Oklahoma that we currently serve. If you area is not listed below call us for more information and to see if we can meet you lending needs.

Tulsa Mortgages, Tulsa Mortgage Lenders, Tulsa Mortgage Companies

Ada | Altus | Alva | Anadarko | Ardmore | Bartlesville | Bethany | Blackwell | Chickasha | Choctaw | Claremore | Clinton | Coweta | Cushing | Duncan | Durant | Edmond | El Reno | Enid | Grove | Guthrie | Guymon | Henryetta | Hugo | Idabel | Lawton | McAlester | Miami | Moore | Muskogee | Mustang | Norman | Oklahoma City | Okmulgee | Pauls Valley | Perry | Ponca City | Poteau | Purcell | Sallisaw | Sapulpa | Seminole | Shawnee | Stillwater | Tahlequah | Tecumseh | Vinita | Wagoner | Weatherford | Woodward | Yukon | More Oklahoma Cities

 

 

Zeshu financial of Tulsa offers mortgage quotes, the lowest Tulsa mortgage rates, tulsa home loan and local brokers, tulsa mortgage refinancing, tulsa home equity loans, Tulsa mortgage broker, Tulsa mortgage brokers, Tulsa Oklahoma mortgages,mortgage calculators, mls listings, realtors in Oklahoma, Tulsa low adjustable rate mortgages, tulsa real estate advice, referrals of quality tulsa realtors, tulsa home remodeling loans, tulsa business lending packages to accelerate your business growth, tulsa loan specialists, tulsa short-term loan specials, mortgage interest rate 30 year fixed refinancing options, homes for sale in Tulsa Oklahoma, home mortgage lenders, tulsa lending experts, tulsa mortgage refinancing systems, tulsa FHA loands and lending options, tulsa commercial loans, oklahoma home mortgage lenders, 100% financing home loans Oklahoma, bridge loans, tulsa commercial loans, tulsa based commercial lending packages, Oklahoma balloon mortgages.

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Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

 

 

 

 

 

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Tulsa Mortgage Companies – ZFG Mortgage – 918-459-6530

 

Economic Submarines and Finding Hidden Pearls At the Bottom:

HOW TO BENEFIT FROM THE ECONOMIC RECESSION

By Clayton T. Clark SBA Entrepreneur of the Year

918-459-6530

Managing Director of zfgmortgage.com

ATTENTION AMERICANS, IF YOU SEE “MR. LENDING REGULATIONS” ANYWHERE, PLEASE INFORM HIM THAT I WOULD LIKE A REFUND ON THE “SUB-PRIME-LENDING-SCREEN-DOOR” THAT HE INSTALLED ON OUR ECONOMIC SUBMARINE. For some reason our submarine is sinking and we are taking on water. And downward we go.

Whatever analogy you want to relate to our current economy, the point is this…WE ARE SINKING, and WE ARE SINKING FAST. With unemployment at 8%, and new home purchases reaching a record 30 year low America is noze-diving economically. Meanwhile our elected officials (both Republican and Democrat) seem to believe putting more lip stick and makeup on the ECONOMIC FROG is the way to go. However, I am here to tell you that all the lipstick and makeup in the world won’t help the frog look any prettier when we all reach the economic bottom. My American friends, the truth is that we are all together in this sinking submarine filled with frogs. And so we might as well learn how to find those pearls burried at the bottom.

 

 

 

CLAYVIS CARTOONS PRESENTS

 

5 ECONOMIC PEARLS AT THE BOTTOM:

 

 

  

 

 

  

 

 

 

“Be fearful when others are greedy, and be greedy when others are fearful.” – Warren Buffett

(Investment Guru and One of America’s Wealthiest Humans)

 

 

 

 

 

 

 

 

  

 

 

  

 

 

 

 

Economic Pearl #1: Buy Gold.

 

 

 

  

 

 

  

 

 

The harsh reality is that all of our money looses value everytime government delutes it with yet

another “stimulus package.” Imagine each “stimulus package” as your mother adding more water to the family supply of kool-aid so that everyone sitting at the family table get another round of that Triple-Berry-Mango-Blast-Koolaid. Sure everyone gets served, but does anyone really want to drink that nearly-flavorless water. The Chinese don’t. Just do a little GOOGLE search on their new lack on interest in buying U.S. treasury bonds. My friends, do not drink the diluted currency Kool-aid. Use your dollars to buy GOLD.

The more government spends, the more your dollar goes down in value.

 

“Gold still represents the ultimate form of payment in the world” – Alan Greenspan 

Economic Pearl #2: Buy Devalued Properties.

 

 

 

You do not have to be a genius to know that the days of getting 100% loans to make a “good investment” on a rapidly appreciating homes are gone. So don’t be an idiot. Use your hard-earned dollars and your well- 

deserved good credit to buy undervalued properties so that when the economy turns around you will be an Equity King.

 

Economic Pearl #3: Invest In Undervalued Good Businesses. 

 

 

“If a business does well, the stock eventually follows.” – Warren Buffett

 

 

 

Wallstreet and the Dow Jones Average is nothing but a quantitative way to measure the fear and optimism of the average American. If America is optimistic about its near future the Dow Jones Average will be high. If America is scared and fearful about its economic future then Dow Jones Average will be low. So what does this mean to you and me? It means that great companies are still good companies regardless of how scared or optimistic Wallstreet is at the time. Wallstreet is like that bipolar guy or girl that we have all dated at one time or another. One moment he or she is in love and filled with the emotions of infatuation, hope and bliss. The next moment he or she is having a meltdown over something that they “thought you meant.” 

The time to invest in great companies and their stocks is now. If GE were to completely liquidate their hard assetts they could fetch more than their current share price. Finding so many great companies available at these CHEAP PRICES is like finding some sweet old lady who is selling Babe Ruth and Mickey Mantle cards at her garage sale for 50 cents each. BUY THOSE CARDS!

 

Buying unpriced baseball card companies from sweet old ladies is the way to go. But, if you like the idea of using your money to play Russian Roulette with a fully-loaded gun then we need to have a talk and “YOU HAVE A FRIEND IN NIGERIA WHO SIMPLY NEEDS YOUR BANK ACCOUNT INFORMATION TO TRANSFER FUNDS, etc…(we have all received this e-mail). 

 

Economic Pearl #4: Refinance Your House Now.

 

 

 

BIf you can save more than 1% on your interest rate refinance your house now. If you 

have high-interest credit card debt and you own your home, refinance now. Inflation is silently erroding the value of our dollars, and government will soon have to raise interest rates to 1981 levels (16% – 17% interest rates on 30 year-fixed rate mortages) to avoid hyper-inflation. So if you are going to refinance, do it TODAY.

 

Economic Pearl #5: Use that $8,000 First Time Home-Buyer Tax Credit Now. 

 

Properties are devalued. Interest rates have never been lower. $8,000 of FREE MONEY IS AVAILABLE (to those who qualify). If you have ever contemplated buying a house, buy it now and you will be able to pick up some serious equity IMMEDIATELY. Find those pearls, and I will see you at the top when our submarine filled with frogs finally surfaces (and it will surface).

“We have nothing to fear but fear itself.” – President Franklin Delano Roosevelt

To help incredible people like you to find incredible blogs and websites like this we have put together the following highly optimized search terms:

 

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Real Estate can help, If you would like to take a second to view and sort mortgage results by the Tulsa mortgage company of choice for the northern hemisphere, Located in tulsa’s estimated payment rage and interest rate, APR, and more, zfg mortgage of tulsa is the best company that helps in the finding the perfect of the Tulsa home loan, visit our Tulsa real estate page and information today, research all of your real estate needs, fha tulsa mortgages, rd loans in owasso, rd loans broken arrow, broken arrow tulsa loans, parade of homes tulsa, parade of home tulsa, tulsa parade of homes, adjustable rate mortgage tulsa, adjustable rate mortgages tulsa, adjustable rate mortgages in tulsa, usda loans in tulsa, usda tulsa, usda of tulsa, Real Estate is available in tulsa call today to compare Tulsa mortgage rates from a variety of multiple lenders to get the best Tulsa mortgage rates in the area. At ZFG mortgage we can Sort by loan type, payment, interest rates, body weight, head size, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates. Whether looking for a purchase mortgage, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help. View and sort mortgage results by Tulsa mortgage company, estimated payment, interest rate, APR, and more. After finding the perfect Tulsa home loan, visit our Tulsa real estate page to research all of your real estate needs, tulsa realtor, realtors tulsa, realtors in tulsa, realtor in tulsa, mortgage realtors in tulsa, tulsa custom homes, custom homes tulsa, oklahoma custom home tulsa, oklahoma tulsa financial services classified, oklahoma classified financial services, mortgages for tulsa real estate services, zfg mortgage service classifieds, want ads, Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home, zfg Tulsa Homes, zfg Real Estate, zeshu financial Condos, zeshu financial, zeshu financial New Homes, and zeshu financial Vacant land, zeshu financial loan services, zeshu financial credit repair services available to search through

  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

   

   

   

   

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

   

   

   

   

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http://www.tulsabusiness.com/article.asp?aID=14905837.7008376.629941.5722121.6391798.832&aID2=48448 

 

 

 

 

 

 

ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

www.zfgmortgage.com

 

 

 

 

 

 

 

Economic Pearl #2: Buy Devalued Properties.

 

 

 

You do not have to be a genius to know that the days of getting 100% loans to make a “good investment” on a rapidly appreciating homes are gone. So don’t be an idiot. Use your hard-earned dollars and your well- 

deserved good credit to buy undervalued properties so that when the economy turns around you will be an Equity King.

 

Economic Pearl #3: Invest In Undervalued Good Businesses. 

 

 

“If a business does well, the stock eventually follows.” – Warren Buffett

 

 

 

Wallstreet and the Dow Jones Average is nothing but a quantitative way to measure the fear and optimism of the average American. If America is optimistic about its near future the Dow Jones Average will be high. If America is scared and fearful about its economic future then Dow Jones Average will be low. So what does this mean to you and me? It means that great companies are still good companies regardless of how scared or optimistic Wallstreet is at the time. Wallstreet is like that bipolar guy or girl that we have all dated at one time or another. One moment he or she is in love and filled with the emotions of infatuation, hope and bliss. The next moment he or she is having a meltdown over something that they “thought you meant.” 

The time to invest in great companies and their stocks is now. If GE were to completely liquidate their hard assetts they could fetch more than their current share price. Finding so many great companies available at these CHEAP PRICES is like finding some sweet old lady who is selling Babe Ruth and Mickey Mantle cards at her garage sale for 50 cents each. BUY THOSE CARDS!

 

Buying unpriced baseball card companies from sweet old ladies is the way to go. But, if you like the idea of using your money to play Russian Roulette with a fully-loaded gun then we need to have a talk and “YOU HAVE A FRIEND IN NIGERIA WHO SIMPLY NEEDS YOUR BANK ACCOUNT INFORMATION TO TRANSFER FUNDS, etc…(we have all received this e-mail). 

 

Economic Pearl #4: Refinance Your House Now.

 

 

 

BIf you can save more than 1% on your interest rate refinance your house now. If you 

have high-interest credit card debt and you own your home, refinance now. Inflation is silently erroding the value of our dollars, and government will soon have to raise interest rates to 1981 levels (16% – 17% interest rates on 30 year-fixed rate mortages) to avoid hyper-inflation. So if you are going to refinance, do it TODAY.

 

Economic Pearl #5: Use that $8,000 First Time Home-Buyer Tax Credit Now. 

 

Properties are devalued. Interest rates have never been lower. $8,000 of FREE MONEY IS AVAILABLE (to those who qualify). If you have ever contemplated buying a house, buy it now and you will be able to pick up some serious equity IMMEDIATELY. Find those pearls, and I will see you at the top when our submarine filled with frogs finally surfaces (and it will surface).

“We have nothing to fear but fear itself.” – President Franklin Delano Roosevelt

To help incredible people like you to find incredible blogs and websites like this we have put together the following highly optimized search terms:

 

• $8000 tax credit tulsa, 8000 tax credit tulsa, 8000 tax credit in tulsa, $8000 tax credit in tulsa, $8000 government stimulus check, $8000 government stimulus checking, tulsa home loans, tulsa home loan, home loans tulsa, home loan tulsa, home loans in tulsa area, tulsa new home loans, tulsa new home loan, tulsa mortgage banks, tulsa mortgage banker, tulsa mortgage banks, mortgage bank tulsa, mortgage banks in tulsa, mortgage lenders in tulsa, mortage lender in tulsa, mortgage lender tulsa, mortgage lenders tulsa, tulsa mortgage lending company, mortgage lending company tulsa, tulsa mortgage businesses, tulsa mortgage business, tulsa mortgage businesses, tulsa mortgage business, new homes in tulsa, new home tulsa, new home in tulsa, tulsa realtors, tulsa realtor, tulsa real estate, real estate tulsa, tulsa mortgage companies, tulsa mortage company, mortgage company in tulsa, mortgage company tulsa, tulsa mortgage lending institutions, tulsa mortgage lending institution, tulsa sba loan, sba loan tulsa, sba loans in tulsa, sba loans tulsa, tulsa business loans, tulsa business loan, tulsa business consulting, tulsa business consulting, business consulting tulsa, business consulting in tulsa, tulsa mortgage businesses, tulsa mortgage rates, mortage rates tulsa, mortage rates in tulsa, mortage lender in the tulsa area, mortgage lenders in the tulsa area, Locate Tulsa mortgage companies, brokers and lenders, Tulsa mortgage service details and contact information, creek county mortgage lenders, Creek County Mortgage Lenders, Rogers County Mortgage Lenders
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Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates, Whether you are looking for a purchase mortgage, or a new boat loan, ZFG mortage is your company of choice, ZFG finished 3rd in our inner-office pole about which company makes the best in town chili at chili bowl competition, zfg mortgage lords, mortgage lords of zfg, the darth vader of the mortgage business, mortgage business of darth vader, consulting provided by clay clark sba entrepreneur of the year, consulting provided by sba entrepreneur of the year, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help, If you would like to take a second to view and sort mortgage results by the Tulsa mortgage company of choice for the northern hemisphere, Located in tulsa’s estimated payment rage and interest rate, APR, and more, zfg mortgage of tulsa is the best company that helps in the finding the perfect of the Tulsa home loan, visit our Tulsa real estate page and information today, research all of your real estate needs, fha tulsa mortgages, rd loans in owasso, rd loans broken arrow, broken arrow tulsa loans, parade of homes tulsa, parade of home tulsa, tulsa parade of homes, adjustable rate mortgage tulsa, adjustable rate mortgages tulsa, adjustable rate mortgages in tulsa, usda loans in tulsa, usda tulsa, usda of tulsa, Real Estate is available in tulsa call today to compare Tulsa mortgage rates from a variety of multiple lenders to get the best Tulsa mortgage rates in the area. At ZFG mortgage we can Sort by loan type, payment, interest rates, body weight, head size, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates. Whether looking for a purchase mortgage, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help. View and sort mortgage results by Tulsa mortgage company, estimated payment, interest rate, APR, and more. After finding the perfect Tulsa home loan, visit our Tulsa real estate page to research all of your real estate needs, tulsa realtor, realtors tulsa, realtors in tulsa, realtor in tulsa, mortgage realtors in tulsa, tulsa custom homes, custom homes tulsa, oklahoma custom home tulsa, oklahoma tulsa financial services classified, oklahoma classified financial services, mortgages for tulsa real estate services, zfg mortgage service classifieds, want ads, Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home, zfg Tulsa Homes, zfg Real Estate, zeshu financial Condos, zeshu financial, zeshu financial New Homes, and zeshu financial Vacant land, zeshu financial loan services, zeshu financial credit repair services available to search through

  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

   

   

   

   

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

   

   

   

   

  http://www.youtube.com/watch?v=6EocvvEVhVI

   

   

   

   

   

   

   

•  

   

   

   

   

   

   

   

   

www.makeyourlifeepic.com

•  

   

   

   

   

   

   

   

   

http://www.youtube.com/watch?v=6EocvvEVhVI

•  

   

   

   

   

   

   

   

   

http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530

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http://zeshutulsamortgages.wordpress.com/2009/01/29/best-tulsa-mortgage-rates-in-history-readily-available-at-zfg-mortgage-918-459-6530/

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http://www.tulsabusiness.com/article.asp?aID=14905837.7008376.629941.5722121.6391798.832&aID2=48448 

 

 

 

 

 

 

ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

www.zfgmortgage.com

 

 

 

 

 

 

Economic Pearl #2: Buy Devalued Properties.

 

 

 

You do not have to be a genius to know that the days of getting 100% loans to make a “good investment” on a rapidly appreciating homes are gone. So don’t be an idiot. Use your hard-earned dollars and your well- 

deserved good credit to buy undervalued properties so that when the economy turns around you will be an Equity King.

 

Economic Pearl #3: Invest In Undervalued Good Businesses. 

 

 

“If a business does well, the stock eventually follows.” – Warren Buffett

 

 

 

Wallstreet and the Dow Jones Average is nothing but a quantitative way to measure the fear and optimism of the average American. If America is optimistic about its near future the Dow Jones Average will be high. If America is scared and fearful about its economic future then Dow Jones Average will be low. So what does this mean to you and me? It means that great companies are still good companies regardless of how scared or optimistic Wallstreet is at the time. Wallstreet is like that bipolar guy or girl that we have all dated at one time or another. One moment he or she is in love and filled with the emotions of infatuation, hope and bliss. The next moment he or she is having a meltdown over something that they “thought you meant.” 

The time to invest in great companies and their stocks is now. If GE were to completely liquidate their hard assetts they could fetch more than their current share price. Finding so many great companies available at these CHEAP PRICES is like finding some sweet old lady who is selling Babe Ruth and Mickey Mantle cards at her garage sale for 50 cents each. BUY THOSE CARDS!

 

Buying unpriced baseball card companies from sweet old ladies is the way to go. But, if you like the idea of using your money to play Russian Roulette with a fully-loaded gun then we need to have a talk and “YOU HAVE A FRIEND IN NIGERIA WHO SIMPLY NEEDS YOUR BANK ACCOUNT INFORMATION TO TRANSFER FUNDS, etc…(we have all received this e-mail). 

 

Economic Pearl #4: Refinance Your House Now.

 

 

 

BIf you can save more than 1% on your interest rate refinance your house now. If you 

have high-interest credit card debt and you own your home, refinance now. Inflation is silently erroding the value of our dollars, and government will soon have to raise interest rates to 1981 levels (16% – 17% interest rates on 30 year-fixed rate mortages) to avoid hyper-inflation. So if you are going to refinance, do it TODAY.

 

Economic Pearl #5: Use that $8,000 First Time Home-Buyer Tax Credit Now. 

 

Properties are devalued. Interest rates have never been lower. $8,000 of FREE MONEY IS AVAILABLE (to those who qualify). If you have ever contemplated buying a house, buy it now and you will be able to pick up some serious equity IMMEDIATELY. Find those pearls, and I will see you at the top when our submarine filled with frogs finally surfaces (and it will surface).

“We have nothing to fear but fear itself.” – President Franklin Delano Roosevelt

To help incredible people like you to find incredible blogs and websites like this we have put together the following highly optimized search terms:

 

• $8000 tax credit tulsa, 8000 tax credit tulsa, 8000 tax credit in tulsa, $8000 tax credit in tulsa, $8000 government stimulus check, $8000 government stimulus checking, tulsa home loans, tulsa home loan, home loans tulsa, home loan tulsa, home loans in tulsa area, tulsa new home loans, tulsa new home loan, tulsa mortgage banks, tulsa mortgage banker, tulsa mortgage banks, mortgage bank tulsa, mortgage banks in tulsa, mortgage lenders in tulsa, mortage lender in tulsa, mortgage lender tulsa, mortgage lenders tulsa, tulsa mortgage lending company, mortgage lending company tulsa, tulsa mortgage businesses, tulsa mortgage business, tulsa mortgage businesses, tulsa mortgage business, new homes in tulsa, new home tulsa, new home in tulsa, tulsa realtors, tulsa realtor, tulsa real estate, real estate tulsa, tulsa mortgage companies, tulsa mortage company, mortgage company in tulsa, mortgage company tulsa, tulsa mortgage lending institutions, tulsa mortgage lending institution, tulsa sba loan, sba loan tulsa, sba loans in tulsa, sba loans tulsa, tulsa business loans, tulsa business loan, tulsa business consulting, tulsa business consulting, business consulting tulsa, business consulting in tulsa, tulsa mortgage businesses, tulsa mortgage rates, mortage rates tulsa, mortage rates in tulsa, mortage lender in the tulsa area, mortgage lenders in the tulsa area, Locate Tulsa mortgage companies, brokers and lenders, Tulsa mortgage service details and contact information, creek county mortgage lenders, Creek County Mortgage Lenders, Rogers County Mortgage Lenders
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Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates, Whether you are looking for a purchase mortgage, or a new boat loan, ZFG mortage is your company of choice, ZFG finished 3rd in our inner-office pole about which company makes the best in town chili at chili bowl competition, zfg mortgage lords, mortgage lords of zfg, the darth vader of the mortgage business, mortgage business of darth vader, consulting provided by clay clark sba entrepreneur of the year, consulting provided by sba entrepreneur of the year, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help, If you would like to take a second to view and sort mortgage results by the Tulsa mortgage company of choice for the northern hemisphere, Located in tulsa’s estimated payment rage and interest rate, APR, and more, zfg mortgage of tulsa is the best company that helps in the finding the perfect of the Tulsa home loan, visit our Tulsa real estate page and information today, research all of your real estate needs, fha tulsa mortgages, rd loans in owasso, rd loans broken arrow, broken arrow tulsa loans, parade of homes tulsa, parade of home tulsa, tulsa parade of homes, adjustable rate mortgage tulsa, adjustable rate mortgages tulsa, adjustable rate mortgages in tulsa, usda loans in tulsa, usda tulsa, usda of tulsa, Real Estate is available in tulsa call today to compare Tulsa mortgage rates from a variety of multiple lenders to get the best Tulsa mortgage rates in the area. At ZFG mortgage we can Sort by loan type, payment, interest rates, body weight, head size, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates. Whether looking for a purchase mortgage, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help. View and sort mortgage results by Tulsa mortgage company, estimated payment, interest rate, APR, and more. After finding the perfect Tulsa home loan, visit our Tulsa real estate page to research all of your real estate needs, tulsa realtor, realtors tulsa, realtors in tulsa, realtor in tulsa, mortgage realtors in tulsa, tulsa custom homes, custom homes tulsa, oklahoma custom home tulsa, oklahoma tulsa financial services classified, oklahoma classified financial services, mortgages for tulsa real estate services, zfg mortgage service classifieds, want ads, Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home, zfg Tulsa Homes, zfg Real Estate, zeshu financial Condos, zeshu financial, zeshu financial New Homes, and zeshu financial Vacant land, zeshu financial loan services, zeshu financial credit repair services available to search through

  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

   

   

   

   

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

   

   

   

   

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www.makeyourlifeepic.com

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http://www.youtube.com/watch?v=6EocvvEVhVI

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http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530

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http://www.mefeedia.com/entry/tulsa-mortgage-lenders-tulsa-mortage-rates-tulsa-mortgage-companies-zfg-mortgage-4/12987704/

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http://zeshutulsamortgages.wordpress.com/2009/01/29/best-tulsa-mortgage-rates-in-history-readily-available-at-zfg-mortgage-918-459-6530/

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http://zeshutulsamortgages.wordpress.com/2009/01/28/tulsa-mortgage-companies-zfg-mortgage-tulsa-918-459-6530/

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http://www.tulsaworld.com/business/article.aspx?subjectid=32&articleid=20081217_32_A4_Mrggae649003

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http://www.tulsabusiness.com/article.asp?aID=14905837.7008376.629941.5722121.6391798.832&aID2=48448 

 

 

 

 

 

 

ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

www.zfgmortgage.com

 

 

 

 

 

 

 

Tulsa Mortgage Rates – How To Benefit From the Economic Recession – 918-459-6530 – Written by Tulsa Motivational Speaker Clay Clark

 

Economic Submarines and Finding Hidden Pearls At the Bottom:

HOW TO BENEFIT FROM THE ECONOMIC RECESSION

By Clayton T. Clark SBA Entrepreneur of the Year

918-459-6530

Managing Director of zfgmortgage.com

ATTENTION AMERICANS, IF YOU SEE “MR. LENDING REGULATIONS” ANYWHERE, PLEASE INFORM HIM THAT I WOULD LIKE A REFUND ON THE “SUB-PRIME-LENDING-SCREEN-DOOR” THAT HE INSTALLED ON OUR ECONOMIC SUBMARINE. For some reason our submarine is sinking and we are taking on water. And downward we go.

Whatever analogy you want to relate to our current economy, the point is this…WE ARE SINKING, and WE ARE SINKING FAST. With unemployment at 8%, and new home purchases reaching a record 30 year low America is noze-diving economically. Meanwhile our elected officials (both Republican and Democrat) seem to believe putting more lip stick and makeup on the ECONOMIC FROG is the way to go. However, I am here to tell you that all the lipstick and makeup in the world won’t help the frog look any prettier when we all reach the economic bottom. My American friends, the truth is that we are all together in this sinking submarine filled with frogs. And so we might as well learn how to find those pearls burried at the bottom.

 

 

 

CLAYVIS CARTOONS PRESENTS

 

5 ECONOMIC PEARLS AT THE BOTTOM:

 

 

  

 

 

 

“Be fearful when others are greedy, and be greedy when others are fearful.” – Warren Buffett

(Investment Guru and One of America’s Wealthiest Humans)

 

 

 

 

 

 

  

 

 

 

 

Economic Pearl #1: Buy Gold.

 

 

 

  

 

 

The harsh reality is that all of our money looses value everytime government delutes it with yet

another “stimulus package.” Imagine each “stimulus package” as your mother adding more water to the family supply of kool-aid so that everyone sitting at the family table get another round of that Triple-Berry-Mango-Blast-Koolaid. Sure everyone gets served, but does anyone really want to drink that nearly-flavorless water. The Chinese don’t. Just do a little GOOGLE search on their new lack on interest in buying U.S. treasury bonds. My friends, do not drink the diluted currency Kool-aid. Use your dollars to buy GOLD.

The more government spends, the more your dollar goes down in value.

 

“Gold still represents the ultimate form of payment in the world” – Alan Greenspan 

Economic Pearl #2: Buy Devalued Properties.

 

 

 

You do not have to be a genius to know that the days of getting 100% loans to make a “good investment” on a rapidly appreciating homes are gone. So don’t be an idiot. Use your hard-earned dollars and your well- 

deserved good credit to buy undervalued properties so that when the economy turns around you will be an Equity King.

Economic Pearl #3: Invest In Undervalued Good Businesses.

“If a business does well, the stock eventually follows.” – Warren Buffett

 

 

 

Wallstreet and the Dow Jones Average is nothing but a quantitative way to measure the fear and optimism of the average American. If America is optimistic about its near future the Dow Jones Average will be high. If America is scared and fearful about its economic future then Dow Jones Average will be low. So what does this mean to you and me? It means that great companies are still good companies regardless of how scared or optimistic Wallstreet is at the time. Wallstreet is like that bipolar guy or girl that we have all dated at one time or another. One moment he or she is in love and filled with the emotions of infatuation, hope and bliss. The next moment he or she is having a meltdown over something that they “thought you meant.” 

The time to invest in great companies and their stocks is now. If GE were to completely liquidate their hard assetts they could fetch more than their current share price. Finding so many great companies available at these CHEAP PRICES is like finding some sweet old lady who is selling Babe Ruth and Mickey Mantle cards at her garage sale for 50 cents each. BUY THOSE CARDS!

Buying unpriced baseball card companies from sweet old ladies is the way to go. But, if you like the idea of using your money to play Russian Roulette with a fully-loaded gun then we need to have a talk and “YOU HAVE A FRIEND IN NIGERIA WHO SIMPLY NEEDS YOUR BANK ACCOUNT INFORMATION TO TRANSFER FUNDS, etc…(we have all received this e-mail).

Economic Pearl #4: Refinance Your House Now.

 

 

 

BIf you can save more than 1% on your interest rate refinance your house now. If you 

have high-interest credit card debt and you own your home, refinance now. Inflation is silently erroding the value of our dollars, and government will soon have to raise interest rates to 1981 levels (16% – 17% interest rates on 30 year-fixed rate mortages) to avoid hyper-inflation. So if you are going to refinance, do it TODAY.

Economic Pearl #5: Use that $8,000 First Time Home-Buyer Tax Credit Now.

 

Properties are devalued. Interest rates have never been lower. $8,000 of FREE MONEY IS AVAILABLE (to those who qualify). If you have ever contemplated buying a house, buy it now and you will be able to pick up some serious equity IMMEDIATELY. Find those pearls, and I will see you at the top when our submarine filled with frogs finally surfaces (and it will surface).

“We have nothing to fear but fear itself.” – President Franklin Delano Roosevelt

To help incredible people like you to find incredible blogs and websites like this we have put together the following highly optimized search terms:

 

• $8000 tax credit tulsa, 8000 tax credit tulsa, 8000 tax credit in tulsa, $8000 tax credit in tulsa, $8000 government stimulus check, $8000 government stimulus checking, tulsa home loans, tulsa home loan, home loans tulsa, home loan tulsa, home loans in tulsa area, tulsa new home loans, tulsa new home loan, tulsa mortgage banks, tulsa mortgage banker, tulsa mortgage banks, mortgage bank tulsa, mortgage banks in tulsa, mortgage lenders in tulsa, mortage lender in tulsa, mortgage lender tulsa, mortgage lenders tulsa, tulsa mortgage lending company, mortgage lending company tulsa, tulsa mortgage businesses, tulsa mortgage business, tulsa mortgage businesses, tulsa mortgage business, new homes in tulsa, new home tulsa, new home in tulsa, tulsa realtors, tulsa realtor, tulsa real estate, real estate tulsa, tulsa mortgage companies, tulsa mortage company, mortgage company in tulsa, mortgage company tulsa, tulsa mortgage lending institutions, tulsa mortgage lending institution, tulsa sba loan, sba loan tulsa, sba loans in tulsa, sba loans tulsa, tulsa business loans, tulsa business loan, tulsa business consulting, tulsa business consulting, business consulting tulsa, business consulting in tulsa, tulsa mortgage businesses, tulsa mortgage rates, mortage rates tulsa, mortage rates in tulsa, mortage lender in the tulsa area, mortgage lenders in the tulsa area, Locate Tulsa mortgage companies, brokers and lenders, Tulsa mortgage service details and contact information, creek county mortgage lenders, Creek County Mortgage Lenders, Rogers County Mortgage Lenders
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Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates, Whether you are looking for a purchase mortgage, or a new boat loan, ZFG mortage is your company of choice, ZFG finished 3rd in our inner-office pole about which company makes the best in town chili at chili bowl competition, zfg mortgage lords, mortgage lords of zfg, the darth vader of the mortgage business, mortgage business of darth vader, consulting provided by clay clark sba entrepreneur of the year, consulting provided by sba entrepreneur of the year, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help, If you would like to take a second to view and sort mortgage results by the Tulsa mortgage company of choice for the northern hemisphere, Located in tulsa’s estimated payment rage and interest rate, APR, and more, zfg mortgage of tulsa is the best company that helps in the finding the perfect of the Tulsa home loan, visit our Tulsa real estate page and information today, research all of your real estate needs, fha tulsa mortgages, rd loans in owasso, rd loans broken arrow, broken arrow tulsa loans, parade of homes tulsa, parade of home tulsa, tulsa parade of homes, adjustable rate mortgage tulsa, adjustable rate mortgages tulsa, adjustable rate mortgages in tulsa, usda loans in tulsa, usda tulsa, usda of tulsa, Real Estate is available in tulsa call today to compare Tulsa mortgage rates from a variety of multiple lenders to get the best Tulsa mortgage rates in the area. At ZFG mortgage we can Sort by loan type, payment, interest rates, body weight, head size, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates. Whether looking for a purchase mortgage, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help. View and sort mortgage results by Tulsa mortgage company, estimated payment, interest rate, APR, and more. After finding the perfect Tulsa home loan, visit our Tulsa real estate page to research all of your real estate needs, tulsa realtor, realtors tulsa, realtors in tulsa, realtor in tulsa, mortgage realtors in tulsa, tulsa custom homes, custom homes tulsa, oklahoma custom home tulsa, oklahoma tulsa financial services classified, oklahoma classified financial services, mortgages for tulsa real estate services, zfg mortgage service classifieds, want ads, Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home, zfg Tulsa Homes, zfg Real Estate, zeshu financial Condos, zeshu financial, zeshu financial New Homes, and zeshu financial Vacant land, zeshu financial loan services, zeshu financial credit repair services available to search through

  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

   

   

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

   

   

  http://www.youtube.com/watch?v=6EocvvEVhVI

   

   

   

   

   

•  

   

   

   

   

   

   

www.makeyourlifeepic.com

•  

   

   

   

   

   

   

http://www.youtube.com/watch?v=6EocvvEVhVI

•  

   

   

   

   

   

   

http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530

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http://www.tulsabusiness.com/article.asp?aID=14905837.7008376.629941.5722121.6391798.832&aID2=48448 

 

 

 

 

ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

 

 

 

 

 

 

www.zfgmortgage.com

 

 

 

 

 

Economic Pearl #2: Buy Devalued Properties.

 

 

 

You do not have to be a genius to know that the days of getting 100% loans to make a “good investment” on a rapidly appreciating homes are gone. So don’t be an idiot. Use your hard-earned dollars and your well- 

deserved good credit to buy undervalued properties so that when the economy turns around you will be an Equity King.

Economic Pearl #3: Invest In Undervalued Good Businesses.

“If a business does well, the stock eventually follows.” – Warren Buffett

 

 

 

Wallstreet and the Dow Jones Average is nothing but a quantitative way to measure the fear and optimism of the average American. If America is optimistic about its near future the Dow Jones Average will be high. If America is scared and fearful about its economic future then Dow Jones Average will be low. So what does this mean to you and me? It means that great companies are still good companies regardless of how scared or optimistic Wallstreet is at the time. Wallstreet is like that bipolar guy or girl that we have all dated at one time or another. One moment he or she is in love and filled with the emotions of infatuation, hope and bliss. The next moment he or she is having a meltdown over something that they “thought you meant.” 

The time to invest in great companies and their stocks is now. If GE were to completely liquidate their hard assetts they could fetch more than their current share price. Finding so many great companies available at these CHEAP PRICES is like finding some sweet old lady who is selling Babe Ruth and Mickey Mantle cards at her garage sale for 50 cents each. BUY THOSE CARDS!

Buying unpriced baseball card companies from sweet old ladies is the way to go. But, if you like the idea of using your money to play Russian Roulette with a fully-loaded gun then we need to have a talk and “YOU HAVE A FRIEND IN NIGERIA WHO SIMPLY NEEDS YOUR BANK ACCOUNT INFORMATION TO TRANSFER FUNDS, etc…(we have all received this e-mail).

Economic Pearl #4: Refinance Your House Now.

 

 

 

BIf you can save more than 1% on your interest rate refinance your house now. If you 

have high-interest credit card debt and you own your home, refinance now. Inflation is silently erroding the value of our dollars, and government will soon have to raise interest rates to 1981 levels (16% – 17% interest rates on 30 year-fixed rate mortages) to avoid hyper-inflation. So if you are going to refinance, do it TODAY.

Economic Pearl #5: Use that $8,000 First Time Home-Buyer Tax Credit Now.

 

Properties are devalued. Interest rates have never been lower. $8,000 of FREE MONEY IS AVAILABLE (to those who qualify). If you have ever contemplated buying a house, buy it now and you will be able to pick up some serious equity IMMEDIATELY. Find those pearls, and I will see you at the top when our submarine filled with frogs finally surfaces (and it will surface).

“We have nothing to fear but fear itself.” – President Franklin Delano Roosevelt

To help incredible people like you to find incredible blogs and websites like this we have put together the following highly optimized search terms:

 

• $8000 tax credit tulsa, 8000 tax credit tulsa, 8000 tax credit in tulsa, $8000 tax credit in tulsa, $8000 government stimulus check, $8000 government stimulus checking, tulsa home loans, tulsa home loan, home loans tulsa, home loan tulsa, home loans in tulsa area, tulsa new home loans, tulsa new home loan, tulsa mortgage banks, tulsa mortgage banker, tulsa mortgage banks, mortgage bank tulsa, mortgage banks in tulsa, mortgage lenders in tulsa, mortage lender in tulsa, mortgage lender tulsa, mortgage lenders tulsa, tulsa mortgage lending company, mortgage lending company tulsa, tulsa mortgage businesses, tulsa mortgage business, tulsa mortgage businesses, tulsa mortgage business, new homes in tulsa, new home tulsa, new home in tulsa, tulsa realtors, tulsa realtor, tulsa real estate, real estate tulsa, tulsa mortgage companies, tulsa mortage company, mortgage company in tulsa, mortgage company tulsa, tulsa mortgage lending institutions, tulsa mortgage lending institution, tulsa sba loan, sba loan tulsa, sba loans in tulsa, sba loans tulsa, tulsa business loans, tulsa business loan, tulsa business consulting, tulsa business consulting, business consulting tulsa, business consulting in tulsa, tulsa mortgage businesses, tulsa mortgage rates, mortage rates tulsa, mortage rates in tulsa, mortage lender in the tulsa area, mortgage lenders in the tulsa area, Locate Tulsa mortgage companies, brokers and lenders, Tulsa mortgage service details and contact information, creek county mortgage lenders, Creek County Mortgage Lenders, Rogers County Mortgage Lenders
  East Tulsa Mortgage Lenders, South Central Tulsa Mortgage Lenders, Midtown Tulsa Mortgage Lenders South Tulsa Mortgage Lenders, Muskogee County Mortgage Lenders, zfg Mortgage Quotes, zfg And Real Estate, Southeast Tulsa Mortgage Lenders , North Central Tulsa Mortgage Lenders, Southwest Tulsa Mortgage Lenders, Northeast Tulsa Mortgage Lenders Tulsa CBD Mortgage Lenders, Northwest Tulsa Mortgage Lenders, Wagoner County Mortgage Lenders, Osage County Mortgage Lenders, Washington County Mortgage Lenders, Pawnee County Mortgage Lenders, West Tulsa Mortgage Lenders, find available tulsa mortgage lenders, find available mortgage lender in tulsa, zfg Tulsa Mortgage and Real Estate Facts Overview House, apartments, government stimulus, government stimulus bail-out, ZFG mortgage specializes in connecting tulsa area buyers to real estate broker types, tulsa office space broker, tulsa commercial land brokers, tulsa industrial real estate brokers, tulsa retail space brokers, tulsa business sale broker, Search home listings in Tulsa, zfg is your mortgage quoter, zfg mortgage calculator, zfg mls listings Tulsa, zeshu financial realtors in Oklahoma, Tulsa low adjustable rate mortgages, mortgage interest rate 30 year fixed refinance, homes for sale in Tulsa Oklahoma, home mortgage lender, home mortgage lenders, zfg 100% financing home loans Oklahoma, zfg Oklahoma balloon mortgages, zfg Tulsa Apartments, zfg mortgage is tulsa’s elite mortgage business, mortgage businesses in tulsa, mortgage business tulsa, mortgage business lenders, mortage information tulsa, mortgage information tulsa, tulsa mortgage related information, tulsa mortgage companies working to better serve you, refinance your loan now tulsa, refinance loan tulsa, tulsa apartment guide, apartment guide tulsa, there has never been a better time buy, Tulsa Apartments, Mortgage Quotes, And Real Estate, yahoo mortgage, mortgage yahoo, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates, Whether you are looking for a purchase mortgage, or a new boat loan, ZFG mortage is your company of choice, ZFG finished 3rd in our inner-office pole about which company makes the best in town chili at chili bowl competition, zfg mortgage lords, mortgage lords of zfg, the darth vader of the mortgage business, mortgage business of darth vader, consulting provided by clay clark sba entrepreneur of the year, consulting provided by sba entrepreneur of the year, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help, If you would like to take a second to view and sort mortgage results by the Tulsa mortgage company of choice for the northern hemisphere, Located in tulsa’s estimated payment rage and interest rate, APR, and more, zfg mortgage of tulsa is the best company that helps in the finding the perfect of the Tulsa home loan, visit our Tulsa real estate page and information today, research all of your real estate needs, fha tulsa mortgages, rd loans in owasso, rd loans broken arrow, broken arrow tulsa loans, parade of homes tulsa, parade of home tulsa, tulsa parade of homes, adjustable rate mortgage tulsa, adjustable rate mortgages tulsa, adjustable rate mortgages in tulsa, usda loans in tulsa, usda tulsa, usda of tulsa, Real Estate is available in tulsa call today to compare Tulsa mortgage rates from a variety of multiple lenders to get the best Tulsa mortgage rates in the area. At ZFG mortgage we can Sort by loan type, payment, interest rates, body weight, head size, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates. Whether looking for a purchase mortgage, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help. View and sort mortgage results by Tulsa mortgage company, estimated payment, interest rate, APR, and more. After finding the perfect Tulsa home loan, visit our Tulsa real estate page to research all of your real estate needs, tulsa realtor, realtors tulsa, realtors in tulsa, realtor in tulsa, mortgage realtors in tulsa, tulsa custom homes, custom homes tulsa, oklahoma custom home tulsa, oklahoma tulsa financial services classified, oklahoma classified financial services, mortgages for tulsa real estate services, zfg mortgage service classifieds, want ads, Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home, zfg Tulsa Homes, zfg Real Estate, zeshu financial Condos, zeshu financial, zeshu financial New Homes, and zeshu financial Vacant land, zeshu financial loan services, zeshu financial credit repair services available to search through

  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

   

   

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

   

   

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http://zeshutulsamortgages.wordpress.com/2009/01/29/best-tulsa-mortgage-rates-in-history-readily-available-at-zfg-mortgage-918-459-6530/

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ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

 

 

 

 

 

 

www.zfgmortgage.com

 

 

 

 

 

 

 

Tulsa Mortgage Lender – ECONOMIC SUBMARINES and FINDING HIDDEN PEARLS AT THE BOTTOM – SBA ENTREPRENEUR OF THE YEAR – 918-459-6530

 

Economic Submarines and Finding Hidden Pearls At the Bottom:

HOW TO BENEFIT FROM THE ECONOMIC RECESSION

By Clayton T. Clark SBA Entrepreneur of the Year

918-459-6530

Managing Director of zfgmortgage.com

ATTENTION AMERICANS, IF YOU SEE “MR. LENDING REGULATIONS” ANYWHERE, PLEASE INFORM HIM THAT I WOULD LIKE A REFUND ON THE “SUB-PRIME-LENDING-SCREEN-DOOR” THAT HE INSTALLED ON OUR ECONOMIC SUBMARINE. For some reason our submarine is sinking and we are taking on water. And downward we go.

Whatever analogy you want to relate to our current economy, the point is this…WE ARE SINKING, and WE ARE SINKING FAST. With unemployment at 8%, and new home purchases reaching a record 30 year low America is noze-diving economically. Meanwhile our elected officials (both Republican and Democrat) seem to believe putting more lip stick and makeup on the ECONOMIC FROG is the way to go. However, I am here to tell you that all the lipstick and makeup in the world won’t help the frog look any prettier when we all reach the economic bottom. My American friends, the truth is that we are all together in this sinking submarine filled with frogs. And so we might as well learn how to find those pearls burried at the bottom.

 

5 ECONOMIC PEARLS AT THE BOTTOM:

 

 

 

“Be fearful when others are greedy, and be greedy when others are fearful.” – Warren Buffett

(Investment Guru and One of America’s Wealthiest Humans)

 

 

 

 

 

 

Economic Pearl #1: Buy Gold.

 

 

 

The harsh reality is that all of our money looses value everytime government delutes it with yet

another “stimulus package.” Imagine each “stimulus package” as your mother adding more water to the family supply of kool-aid so that everyone sitting at the family table get another round of that Triple-Berry-Mango-Blast-Koolaid. Sure everyone gets served, but does anyone really want to drink that nearly-flavorless water. The Chinese don’t. Just do a little GOOGLE search on their new lack on interest in buying U.S. treasury bonds. My friends, do not drink the diluted currency Kool-aid. Use your dollars to buy GOLD.

The more government spends, the more your dollar goes down in value.

“Gold still represents the ultimate form of payment in the world” – Alan Greenspan

Economic Pearl #2: Buy Devalued Properties.

 

 

You do not have to be a genius to know that the days of getting 100% loans to make a “good investment” on a rapidly appreciating homes are gone. So don’t be an idiot. Use your hard-earned dollars and your well-

deserved good credit to buy undervalued properties so that when the economy turns around you will be an Equity King.

Economic Pearl #3: Invest In Undervalued Good Businesses.

“If a business does well, the stock eventually follows.” – Warren Buffett

 

 

Wallstreet and the Dow Jones Average is nothing but a quantitative way to measure the fear and optimism of the average American. If America is optimistic about its near future the Dow Jones Average will be high. If America is scared and fearful about its economic future then Dow Jones Average will be low. So what does this mean to you and me? It means that great companies are still good companies regardless of how scared or optimistic Wallstreet is at the time. Wallstreet is like that bipolar guy or girl that we have all dated at one time or another. One moment he or she is in love and filled with the emotions of infatuation, hope and bliss. The next moment he or she is having a meltdown over something that they “thought you meant.”

The time to invest in great companies and their stocks is now. If GE were to completely liquidate their hard assetts they could fetch more than their current share price. Finding so many great companies available at these CHEAP PRICES is like finding some sweet old lady who is selling Babe Ruth and Mickey Mantle cards at her garage sale for 50 cents each. BUY THOSE CARDS!

Buying unpriced baseball card companies from sweet old ladies is the way to go. But, if you like the idea of using your money to play Russian Roulette with a fully-loaded gun then we need to have a talk and “YOU HAVE A FRIEND IN NIGERIA WHO SIMPLY NEEDS YOUR BANK ACCOUNT INFORMATION TO TRANSFER FUNDS, etc…(we have all received this e-mail).

Economic Pearl #4: Refinance Your House Now.

 

 

BIf you can save more than 1% on your interest rate refinance your house now. If you

have high-interest credit card debt and you own your home, refinance now. Inflation is silently erroding the value of our dollars, and government will soon have to raise interest rates to 1981 levels (16% – 17% interest rates on 30 year-fixed rate mortages) to avoid hyper-inflation. So if you are going to refinance, do it TODAY.

Economic Pearl #5: Use that $8,000 First Time Home-Buyer Tax Credit Now.

 

Properties are devalued. Interest rates have never been lower. $8,000 of FREE MONEY IS AVAILABLE (to those who qualify). If you have ever contemplated buying a house, buy it now and you will be able to pick up some serious equity IMMEDIATELY. Find those pearls, and I will see you at the top when our submarine filled with frogs finally surfaces (and it will surface).

“We have nothing to fear but fear itself.” – President Franklin Delano Roosevelt

To help incredible people like you to find incredible blogs and websites like this we have put together the following highly optimized search terms:

 

• $8000 tax credit tulsa, 8000 tax credit tulsa, 8000 tax credit in tulsa, $8000 tax credit in tulsa, $8000 government stimulus check, $8000 government stimulus checking, tulsa home loans, tulsa home loan, home loans tulsa, home loan tulsa, home loans in tulsa area, tulsa new home loans, tulsa new home loan, tulsa mortgage banks, tulsa mortgage banker, tulsa mortgage banks, mortgage bank tulsa, mortgage banks in tulsa, mortgage lenders in tulsa, mortage lender in tulsa, mortgage lender tulsa, mortgage lenders tulsa, tulsa mortgage lending company, mortgage lending company tulsa, tulsa mortgage businesses, tulsa mortgage business, tulsa mortgage businesses, tulsa mortgage business, new homes in tulsa, new home tulsa, new home in tulsa, tulsa realtors, tulsa realtor, tulsa real estate, real estate tulsa, tulsa mortgage companies, tulsa mortage company, mortgage company in tulsa, mortgage company tulsa, tulsa mortgage lending institutions, tulsa mortgage lending institution, tulsa sba loan, sba loan tulsa, sba loans in tulsa, sba loans tulsa, tulsa business loans, tulsa business loan, tulsa business consulting, tulsa business consulting, business consulting tulsa, business consulting in tulsa, tulsa mortgage businesses, tulsa mortgage rates, mortage rates tulsa, mortage rates in tulsa, mortage lender in the tulsa area, mortgage lenders in the tulsa area, Locate Tulsa mortgage companies, brokers and lenders, Tulsa mortgage service details and contact information, creek county mortgage lenders, Creek County Mortgage Lenders, Rogers County Mortgage Lenders
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Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates, Whether you are looking for a purchase mortgage, or a new boat loan, ZFG mortage is your company of choice, ZFG finished 3rd in our inner-office pole about which company makes the best in town chili at chili bowl competition, zfg mortgage lords, mortgage lords of zfg, the darth vader of the mortgage business, mortgage business of darth vader, consulting provided by clay clark sba entrepreneur of the year, consulting provided by sba entrepreneur of the year, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help, If you would like to take a second to view and sort mortgage results by the Tulsa mortgage company of choice for the northern hemisphere, Located in tulsa’s estimated payment rage and interest rate, APR, and more, zfg mortgage of tulsa is the best company that helps in the finding the perfect of the Tulsa home loan, visit our Tulsa real estate page and information today, research all of your real estate needs, fha tulsa mortgages, rd loans in owasso, rd loans broken arrow, broken arrow tulsa loans, parade of homes tulsa, parade of home tulsa, tulsa parade of homes, adjustable rate mortgage tulsa, adjustable rate mortgages tulsa, adjustable rate mortgages in tulsa, usda loans in tulsa, usda tulsa, usda of tulsa, Real Estate is available in tulsa call today to compare Tulsa mortgage rates from a variety of multiple lenders to get the best Tulsa mortgage rates in the area. At ZFG mortgage we can Sort by loan type, payment, interest rates, body weight, head size, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates. Whether looking for a purchase mortgage, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help. View and sort mortgage results by Tulsa mortgage company, estimated payment, interest rate, APR, and more. After finding the perfect Tulsa home loan, visit our Tulsa real estate page to research all of your real estate needs, tulsa realtor, realtors tulsa, realtors in tulsa, realtor in tulsa, mortgage realtors in tulsa, tulsa custom homes, custom homes tulsa, oklahoma custom home tulsa, oklahoma tulsa financial services classified, oklahoma classified financial services, mortgages for tulsa real estate services, zfg mortgage service classifieds, want ads, Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home, zfg Tulsa Homes, zfg Real Estate, zeshu financial Condos, zeshu financial, zeshu financial New Homes, and zeshu financial Vacant land, zeshu financial loan services, zeshu financial credit repair services available to search through

  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

  http://www.youtube.com/watch?v=6EocvvEVhVI

   

•  

   

   

   

   

www.makeyourlifeepic.com

•  

   

   

   

   

http://www.youtube.com/watch?v=6EocvvEVhVI

•  

   

   

   

   

http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530

•  

   

   

   

   

http://www.mefeedia.com/entry/tulsa-mortgage-lenders-tulsa-mortage-rates-tulsa-mortgage-companies-zfg-mortgage-4/12987704/

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http://www.merchantcircle.com/business/Zeshu.Financial.Group.918-459-6530/picture/gallery

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http://zeshutulsamortgages.wordpress.com/2009/01/29/best-tulsa-mortgage-rates-in-history-readily-available-at-zfg-mortgage-918-459-6530/

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http://zeshutulsamortgages.wordpress.com/2009/01/28/tulsa-mortgage-companies-zfg-mortgage-tulsa-918-459-6530/

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http://www.zfgmortgage.com/page16.html

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http://www.merchantcircle.com/business/Zeshu.Financial.Group.918-459-6530

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http://www.tulsaworld.com/business/article.aspx?subjectid=32&articleid=20081217_32_A4_Mrggae649003

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http://www.tulsabusiness.com/article.asp?aID=14905837.7008376.629941.5722121.6391798.832&aID2=48448 

 

 

ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

www.zfgmortgage.com

 

 

 

 

 

 

CLAYVIS CARTOONS PRESENTS

Tulsans Can Take Advantage of Home Tax Credit

Tulsans Can Take Advantage of Home Tax Credit

http://www.news9.com/global/video/flash/popupplayer.asp?vt1=v&clipFormat=flv&clipId1=3474428&at1=News&h1=Tulsans&rnd=19937651

 

Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

SBA Entrepreneur of the Year and Managing Director of ZFG Mortgage was recently featured on NewsOn6.com and the NewsOn6 Nightly News. Click below to view this entire video interview. 

http://www.news9.com/global/video/popup/pop_playerLaunch.asp?vt1=v&clipFormat=flv&clipId1=3474422&at1=News&h1=WEB EXTRA: Extended Interview With Mortgage Lender Clay Clark

 

• https://tulsamortgages.wordpress.com/2009/02/24/tulsans-can-take-advantage-of-home-tax-credit-918-459-6530/
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Channel-Six-KOTV-Story-on-us-Aired-2-22-2009-and-2-23-2009/186170
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/First-time-Home-Buyer-Essentials-/174821
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Tips-For-First-Time-Home-Buyers-/174819
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/First-time-Home-Buyers-Don-t-Wait-for-Your-Dream-House/174818
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Reducing-Stress-in-a-Tighter-Housing-Market/174817
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Refinance-your-subprime-or-high-rate-mortgage-before-it-is-to-late-/174800
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Saving-Big-with-Refinance-Loans-/174797
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Refinance-Your-Home-Loan-from-Your-Own-Home-/174796
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Tips-for-Reducing-Your-Mortgage-Debt-/174794
• http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530/2009/2/Interest-rates-continue-to-fall-in-Tulsa-Oklahoma-/174788
• http://www.zfgmortgage.com/programs.php

Tulsans Can Take Advantage of Home Tax Credit – 918-459-6530

Tulsans Can Take Advantage of Home Tax Credit

http://www.news9.com/global/video/flash/popupplayer.asp?vt1=v&clipFormat=flv&clipId1=3474428&at1=News&h1=Tulsans&rnd=19937651

 

Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

SBA Entrepreneur of the Year and Managing Director of ZFG Mortgage was recently featured on NewsOn6.com and the NewsOn6 Nightly News. Click below to view this entire video interview. 

http://www.news9.com/global/video/popup/pop_playerLaunch.asp?vt1=v&clipFormat=flv&clipId1=3474422&at1=News&h1=WEB EXTRA: Extended Interview With Mortgage Lender Clay Clark

 

Listed Below Are Various Websites That We Highly-Endorse:

www.youtube.com/zfgfinancial

www.zfgfinancial.com

www.djconnectionbrides.com

www.djconnectiondallas.com

www.djconnectionokc.com

www.djconnectiontulsa.com

www.naphill.org

www.pickensplan.org

www.richdad.com

www.tulsabridalassociation.org

www.youtube.com/djconnectionnation

www.zfgmortgage.com

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Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates, Whether you are looking for a purchase mortgage, or a new boat loan, ZFG mortage is your company of choice, ZFG finished 3rd in our inner-office pole about which company makes the best in town chili at chili bowl competition, zfg mortgage lords, mortgage lords of zfg, the darth vader of the mortgage business, mortgage business of darth vader, consulting provided by clay clark sba entrepreneur of the year, consulting provided by sba entrepreneur of the year, a Tulsa home equity loan, or to refinance, Yahoo! 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At ZFG mortgage we can Sort by loan type, payment, interest rates, body weight, head size, Tulsa, OK mortgage rates – use Yahoo! Real Estate to search for Tulsa mortgages by loan amount, credit rating, loan purpose, and loan type in order to find the best mortgage in Tulsa. Our Tulsa mortgage rates page shows Tulsa mortgage trends as well as today’s rates. Whether looking for a purchase mortgage, a Tulsa home equity loan, or to refinance, Yahoo! Real Estate can help. View and sort mortgage results by Tulsa mortgage company, estimated payment, interest rate, APR, and more. After finding the perfect Tulsa home loan, visit our Tulsa real estate page to research all of your real estate needs, tulsa realtor, realtors tulsa, realtors in tulsa, realtor in tulsa, mortgage realtors in tulsa, tulsa custom homes, custom homes tulsa, oklahoma custom home tulsa, oklahoma tulsa financial services classified, oklahoma classified financial services, mortgages for tulsa real estate services, zfg mortgage service classifieds, want ads, Even if you have bad credit and have to pay somewhat higher interest rates, mortgage refinancing will still cost less than other forms of borrowing because the loan is secured by your home, zfg Tulsa Homes, zfg Real Estate, zeshu financial Condos, zeshu financial, zeshu financial New Homes, and zeshu financial Vacant land, zeshu financial loan services, zeshu financial credit repair services available to search through

  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

   

   

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

   

  http://www.youtube.com/watch?v=6EocvvEVhVI

   

•  

   

   

   

   

www.makeyourlifeepic.com

•  

   

   

   

   

http://www.youtube.com/watch?v=6EocvvEVhVI

•  

   

   

   

   

http://www.merchantcircle.com/blogs/Zeshu.Financial.Group.918-459-6530

•  

   

   

   

   

http://www.mefeedia.com/entry/tulsa-mortgage-lenders-tulsa-mortage-rates-tulsa-mortgage-companies-zfg-mortgage-4/12987704/

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http://www.merchantcircle.com/business/Zeshu.Financial.Group.918-459-6530/picture/gallery

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http://zeshutulsamortgages.wordpress.com/2009/01/29/best-tulsa-mortgage-rates-in-history-readily-available-at-zfg-mortgage-918-459-6530/

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http://zeshutulsamortgages.wordpress.com/2009/01/28/tulsa-mortgage-companies-zfg-mortgage-tulsa-918-459-6530/

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http://www.zfgmortgage.com/page16.html

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http://www.youtube.com/watch?v=_vN1l7hTVrc

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http://www.merchantcircle.com/business/Zeshu.Financial.Group.918-459-6530

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http://www.tulsaworld.com/business/article.aspx?subjectid=32&articleid=20081217_32_A4_Mrggae649003

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http://www.tulsabusiness.com/article.asp?aID=14905837.7008376.629941.5722121.6391798.832&aID2=48448 

 

 

 

 

www.zfgmortgage.com

ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

Tulsa Mortgage – 918-459-6530 – www.zfgmortgage.com

 

Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

SBA Entrepreneur of the Year and Managing Director of ZFG Mortgage was recently featured on NewsOn6.com and the NewsOn6 Nightly News. Click below to view this entire video interview. 

http://www.news9.com/global/video/popup/pop_playerLaunch.asp?vt1=v&clipFormat=flv&clipId1=3474422&at1=News&h1=WEB EXTRA: Extended Interview With Mortgage Lender Clay Clark

At Zeshu Financial we realize that trying to find the right home loan can be difficult and that finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from it can be a confusing process. However when you choose to work with ZFG Mortgage, it will not be a confusing process.

ZFG Mortgage
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

Tulsa Mortgage Rates Keep On Declining:

Rates on 30-year mortgages are currently involved in an game of “Rate Limbo” as the American homeowner continues to guess “How Low Will They Go?” Huge lending and financial juggernaut Freddie Mac reported on December 5th 2008 that their rates have now dropped to 5.53 percent. That rate was down again from the 5.97 rate of just a week earlier. Essentially as the Federal Reserve continues to attempt to revive the economy they continue to show that their favorite economic revival tool is the lowering of interest rates. Is this good for America’s long term future? The verdict is still out. Is this good for YOU INDIVIDUALLY and YOUR mortgage payment? The answer is a resounding Yes!

If you are interested in taking advantage of these historically low rates, we would highly encourage you to contact us at the ZFG Mortgage office today. We are committed to helping you find the lowest rate with the best terms possible.

ZFG Mortgage
5807 S Garnett Rd Suite I

Tulsa, Oklahoma 74146

Toll Free 1-877-205-7266 | Fax: 918-459-6535

ZFG Mortgage is committed to providing you with the best lending products and services in the Tulsa area (if not the modern world).

For more information on the “Interest Rate Limbo” please feel free to visit the following links below:

• http://www.zfgmortgage.com/mortgagenews.php
• http://www.tulsaworld.com/business/article.aspx?subjectid=32&articleid=20081217_32_A4_Mrggae649003
• http://www.tulsaworld.com/business/article.aspx?subjectid=32&articleid=20081205_32_E4_Asignm180711

To help incredible customers such as you reach incredible lending institutions such as us, we have put together the following compilation of industry related words:

mortgage payment calculator, Tulsa homes for sale, realtors in Oklahoma, Oklahoma balloon mortgages, mortgage interest rate 30 year fixed refinance, mortgage calculator, mortgage quoter, search home listings in Tulsa, Tulsa mortgage company, mls listings Tulsa, Tulsa low adjustable rate mortgages, Tulsa Oklahoma mortgage companies, mortgage lenders and companies, tulsa mortgage company, tulsa mortgage lender, tulsa mortgage lending, tulsa mortgages, mortages tulsa, mortgages in tulsa, mortgage companies in the tulsa area, mortgage businesses in tulsa, tulsa mortgage companies, tulsa mortgage rates, tulsa mortage lenders, Find Tulsa, Oklahoma, Tulsa real estate, home mortgage lenders, home mortgage lender, construction loans Oklahoma real estate, loans for Oklahoma first time home buyers, Tulsa realtors, 100% financing home loans Oklahoma, fha tulsa loans, tulsa fha loans, lowest fixed rate mortgages, adjustable rate home mortgages
Oklahoma

ZFG MORTGAGE: “Tulsa’s Most Trusted Mortgage Lenders”
Toll Free 1-877-205-7266 | Fax: 918-459-6535 – www.zfgmortgage.com

ZFG Mortgage – December 27th 2008 –

As we head into new year at ZFG we are very optimistic about the economic future for America, however we do feel strongly that now is an important time for the American investor to make sure that they are positioned to take advantage of the current economic conditions. Warren Buffett operates by the beliefe system, “Be greedy when the market is fearful,  and be fearful when the market is greedy” and we agree. Wal-Mart is posting near record profits because of hte economic downturn and the average American’s decision to again focus on purchaing items at the lowest possible price. Many investors who have decided to pull their money out of the shakey stock market are also turning to gold as their preferred investment vehicle of choice. Many investors feel as though investing in gold will protect their cash from the destructive errosive effect that high inflation rate has been having on their money.

In August of this year, the Federal Reserve funded the U.S. banking system with an additional $62 billion of cash and rejected the requests of Fannie Mae and Freddie Mac to take on more debt, however sales of gold coins and the famous American Eagle gold coins had to be suspended for a week due to the high demand for the coins. For one of the first times in recent history, the U.S. Mint has been unable to obtain enough gold to keep up with the demand for gold coins.

Again in September, when the huge Federal bailout of American banks failed, the sales of the American Buffalo coin were suspended until Nov. 3 because of shortages. At ZFG we are Tulsa’s premier mortgage lender. And to keep you informed on the ever-changing financial markets we have compiled the following mortgage related website links:

• http://www.tulsaworld.com/business/article.aspx?subjectid=32&articleid=20081217_32_A4_Mrggae649003
• http://www.tulsaworld.com/business/article.aspx?subjectid=46&articleid=20081227_46_E1_hSanta192010&archive=yes
• http://www.tulsaworld.com/opinion/article.aspx?subjectid=62&articleid=20081227_7_A18_spanc58751&archive=yes
• http://www.tulsaworld.com/business/article.aspx?subjectid=51&articleid=20081225_51_E4_NEWYOR270563&archive=yes
• http://www.tulsaworld.com/business/article.aspx?subjectid=51&articleid=20081225_51_E3_WSIGOm387248&archive=yes
• http://www.tulsaworld.com/business/article.aspx?subjectid=51&articleid=20081225_51_E6_Anempl66726&archive=yes
• http://www.zfgmortgage.com/
• http://spotback.com/raters/812623/Tulsa_Mortgage_Refinance_Refinance_Mortgage_Tulsa_-_ZFG_Mortgage_Tulsa_Video_7
• http://video.aol.com/video-detail/mortgage-refinance-tulsa-refinance-tulsa-mortgages-tulsa-mortgage-companie-video-1/2931445714/?icid=VIDURVHOV08
• http://www.newson6.com/global/story.asp?s=9550550
• https://tulsamortgages.wordpress.com/2008/12/23/tulsa-mortgage-rates-drop-yet-again-zfg-mortgage-announces-refinance-boom/
• http://www.myspace.com/tulsamortgagelender
• http://video.aol.com/video-detail/tulsa-mortgage-lenders-zfg-mortgage/3341387901/?icid=VIDLRVHOV07
• http://www.youtube.com/user/ZFGfinancial
• http://tulsamortgagelender.wordpress.com/2008/12/17/tulsa-mortgage-lenders-discuss-reverse-mortgages/
• http://www.youtube.com/watch?v=xXKQcLFi8Tk
• https://tulsamortgages.wordpress.com/2008/12/23/tulsa-mortgage-rates-drop-yet-again-zfg-mortgage-announces-refinance-boom/
• http://www.youtube.com/watch?v=46pj81TMfQUTulsa mortgage, 100% financing home loans Oklahoma, Oklahoma balloon mortgages, Tulsa mortgage investors, tulsa mortgage tranches, warren buffett tulsa, tulsa banking companies, tulsa lending resources, tulsa NINA loans are no more, tulsa refinance, refinance tulsa. refinance boom tulsa, tulsa world article resource, Tulsa mortgage companies, loans for Oklahoma first time home buyers, Tulsa Oklahoma mortgages, Find Tulsa, mortgage interest rate 30 year fixed refinance, homes for sale in Tulsa Oklahoma, home mortgage lender, home mortgage lenders, Tulsa homes for sale, Tulsa real estate, OK, mortgage lenders and companies. Tulsa mortgage service details and contact information. tulsa mortgage crisis avoided, tulsa mortgage boom, tulsa real estate retains value, tulas lending company, Tulsa Mortgage Company is dedicated to providing their clients with reliable home mortgage lender and Tulsa real estate services along with helpful real estate mortgage quoter tools so that they can reach their goals of Tulsa homeownership, Search home listings in Tulsa, lowest fixed rate mortgages, mortgage payment calculator, Tulsa realtors, adjustable rate home mortgages Oklahomaconstruction loans Oklahoma real estate mortgage quoter, mortgage calculator, mls listings Tulsa, realtors in Oklahoma, Tulsa low adjustable rate mortgages, 

ZFG MORTGAGE LENDERS
Toll Free 1-877-205-7266 | Fax: 918-459-6535 – www.zfgmortgage.com

 

 

 

 

ZFG Tulsa Mortgage Company

 5807 S Garnett Rd Suite I

Tulsa , Oklahoma 74146 Toll Free 1-877-205-7266

At ZFG we recognize that deciding to refinance your home can be a very stressful situation that is often filled with new terms, and financial lingo that the average American does not use on a daily basis. Thus, to make your home refinancing process easier (and as close to stress free as possible), we have put together the following mortgage refinancing steps:

Step 1: Should you even refinance your mortgage at this point.

Although there are numerous situations where refinancing your home could make alot of sense, there are many situations where refinancing does not make sense. Example: Some of our customers have found that they were able to save thousands of dollars in interest payments on the life of the loan, however some of our potential customers have discovered that the refinancing costs and fees associated with refinancing their loan negated the savings that they would ultimately realize by refinancing.

Step 2: Ask yourself the following questions:

1) Why I am looking to refinance my existing home mortgage? (home equity, consolidating debt, reducing my monthly payment)

Step 3: Make sure that you are completely aware of the potential hazards associated with refinancing your home loan.

The mortgage industry is filled with many quality and less than quality lending institutions. Most lending companies are focussed on sincerely taking care of their customers to build a life-long relationship, however (just like in our sectors of our economy) there are some predatory lending companies out there. Thus, a dishonest brokerage company might look to take advantage of your financial situation by complicating your lending process and by attempting to talk over your head by using industry jargon, and hidden fees.

Step 4: Look for a broker that you can trust (ZFG Mortage Lenders…Hint, Hint & Shameless Plug).

In all sincerity, whether you decide on using Zeshu Tulsa Mortgages or not, you need to look for a broker that is 100% honest with you 100% of the time. Look for a broker that actually follows through on his small committments so that you know that they will follow through on the major committments.

Step 5: You need to familiarize yourself with the various mortgage types.

Home loans and mortgages come in variety of different packages (each with its own terminology, benefits and drawbacks). Every home loan has a different purpose, but all home loans were created to generate additional revenue for banks. Trust us, there are no loans designed that will not make money for the banks. The type of loan that will work best for you depends on your unique financial situation, your ability to make a large down payment or not, your credit score, the current interest rate, and various other factors (such as your debt to income ratio, etc…)

Step 5: Find a mortgage broker.

Make the calls, and make some more calls until you find a broker whom you can trust. Look for a broker with history of ethical behavior and mindset that puts you and your unique needs ahead of their profits. We are all in business to make money, but as mortgage brokers we have an ethical duty to look out for the best deals for you and your unique financial situation. For more information on attending a “FREE INTRODUCTION INTO THE MORTGAGE INDUSTRY SEMINAR” call ZFG Mortgage today. Whether you use our services or not, we are hear to equip you with the information that you will need to make wise financial decisions today that will affect you tommorrow.

ZFG Tulsa Mortgage Company

 5807 S Garnett Rd Suite I

Tulsa , Oklahoma 74146 Toll Free 1-877-205-7266

To help connect our products and services to great customers such as you, we have put together the following industry related terms that are commonly used to find our products when navigating the web.

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• http://www.youtube.com/watch?v=P66f4BlySyY
• www.myspace.com/tulsamortgagelender  

   

   

Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

www.zfgmortgage.com

 

Zeshu Financial Group: (Fax: 918-459-6535),

1-877-205-7266
5807 S Garnett Rd Suite I Tulsa, Oklahoma 74146

12/17/08

Tulsa Mortgage Rates Drop Yet Again Courtesy of the “Fed” – ZFG Mortgage Announces Record Refinance Boom!

Unbelievably, the Federal Reserve has announced yet again that they are cutting the interest rates again, thus reducing the effective mortgage interest rate to around 5%, nearly a full percentage point below the rates announced in November of this year.

The Federal Reserve is attempting to pull the economy out of the short term recession with this move, and this is good news for you.

If you are looking to reduce your monthly payments by consolidating debt, refinancing your loan, or pulling cash out of your home ZFG Mortgage is here to help.

Call us today to improve your monthly cash flow.

For more information check out this great Tulsa World Article:

http://www.tulsaworld.com/news/article.aspx?subjectid=32&articleid=20081217_32_A4_Mrggae649003

Zeshu Financial Group: (Fax: 918-459-6535),

1-877-205-7266
5807 S Garnett Rd Suite I Tulsa, Oklahoma 74146

We offer the most competitive rates for loan programs in the Tulsa area. If you don’t

 

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ZFG Mortgage: Toll Free 1-877-205-7266
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146

Simply put, there has never been a better time to refinance your existing mortgage. Call us today to see if refinancing your mortgage is right for you.

http://www.youtube.com/watch?v=5y7V5trYmik

Additional Information: How lenders set rates.

Generally speaking, the most commonly asked question in the mortgage industry is this, �How do lenders set mortgage rates?� And the answer is simple, �Lenders do no set mortgage rates?�

Well, if lenders don�t set the rates, who does?

And here is how it works my friends. Your mortgage lender will determine whether they will approve you or not for a loan and on what terms your loan will be approved (based on your credit score, reputation etc�), however the actual mortgage rates and interest rates are determined based on a variety of market factors on the secondary market (and fun place where mortgages are bought and sold).

As disturbing as this may sound, the Federal government setup 2 incredibly infamous organizations (as of 2008) known as Fannie Mae and Freddie Mac (I don�t know why they didn�t name on them Bernie Mac). Fannie and Freddie were created many moons (decades) ago to help really stimulate the lending process through increased government efficiency (which is a contradiction in terms). Fannie and Freddie and a few other major Wall Street Mortgage Investment companies would then actually go around buying up the loans that your lender has made to people like you and me. These mortgages and loans were then bundled together into this exciting things called �tranches.� These tranches were then either held as part of an investment portfolio orthey were sold to Wall Street, mutual funds, and other financial investment organizations where they were then traded just like Treasury bonds and securities.

Are you following me here?

• Government set up Freddie Mac and Fannie Mae to increase the efficiency of the private mortgage industry (government and efficiency just don�t mix well together)
• Freddie and Fannie then bought these mortgages, bundled them together and sold them to Wall Street where they were bought up my mutual funds and various other investment groups. Thus when foreclosures began happening, Mutual Funds nose-dived. When scared investors began pulling their cash out of the Mutual Funds the other companies� stock held by these Mutual Funds nose-dived as well resulting in �real� people get layed off from �real� jobs as their companies became cash strapped without their investor�s capital.

Back to the story�

Zeshu Financial Group
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

Thus my reader friends, interest rates go up and down based on those exciting fluctuations of the secondary market, not based on the lender�s emotions or feelings on any given particular day. Essentially when the economy is going down (and is tanking like a �Sherman�) rates will drop to get people like you and me motivated to refinance our homes, and to buy things with this �cheap money.� When the economy is bullish (and is moving upward like Lebron James jumping up for a monster dunk) the investors and various other humans who stand to benefit from this bullish economy will raise their rates to maximize their investor�s profitability during an economic upswing.

Basically patterns for interest rates almost always follow the economic cycles that we have all grown accustomed to. When the market doing well, rates go up. When the market is doing poorly rates go down. Thus, the best time to get the best rate is when the market is down (which just happens to coincide with the best time to buy the most property for the least amount of money).

Written by Clay Clark

SBA Entrepreneur of the Year and Founder of DJ Connection

ZFG Mortgage: 5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

The following are industry related terms that you might have found yourself searching for in your pursuit of the Tulsa lenders and loans that you need:

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Listed below are links to various Tulsa area real estate related organizations that we highly endorse:

http://www.tulsahba.com/

http://www.simmonshomes.com/

http://www.tulsahomebuilders.net/

The following words, descriptions and arrangements of information is designed to help you more quickly connect to our products and services:

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ZFG Mortgage – 918-459-6530
5807 S Garnett Rd Suite I
Tulsa, Oklahoma 74146
Toll Free 1-877-205-7266 | Fax: 918-459-6535

SBA Entrepreneur of the Year and Managing Director of ZFG Mortgage was recently featured on NewsOn6.com and the NewsOn6 Nightly News. Click below to view this entire video interview. 

http://www.news9.com/global/video/popup/pop_playerLaunch.asp?vt1=v&clipFormat=flv&clipId1=3474422&at1=News&h1=WEB EXTRA: Extended Interview With Mortgage Lender Clay Clark

Tulsa mortgage lenders – www.zfgmortgage.com – 918-459-6530

• ZFG Managing Director and SBA Entrepreneur of the Year (Clay Clark) was recently featured on Newson6. – www.zfgmortgage.com – 918-459-6530
• Click the image above to view the entire interview.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

At Zeshu Financial we realize that trying to find the right home loan can be difficult and that finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from it can be a confusing process. However when you choose to work with ZFG Mortgage, it will not be a confusing process.

At Zeshu Financial Group our mission is to set the standard in the Tulsa mortgage industry by exceeding our customers’ expectations, one transaction at a time. At ZFG we are committed to offering phenomenal customer service to all of our customers. If you have grown frustrated with the loan-pre-approval process by the endless unreturned voicemails, the long on-hold times, and the overall lack of a “personal touch” that you have experienced thus far in the loan securing process, rest assured ZFG Mortgage is different and ZFG Mortgage is the best. Quickly connecting you to multiple sources of potential funding to help you achieve your dreams is what we do. Take advantage of our expertise in the residential lending industry by calling us now (or shortly after now), or by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients will make getting your loan a successful endeavor.

 

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  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

   

   

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

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  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

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    • http://www.newson6.com/global/story.asp?s=9550550
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  ZFG Mortgage
  5807 S Garnett Rd Suite I
  Tulsa, Oklahoma 74146
  Toll Free 1-877-205-7266 | Fax: 918-459-6535

  Tulsa Mortgage Rates Keep On Declining:

  Rates on 30-year mortgages are currently involved in an game of “Rate Limbo” as the American homeowner continues to guess “How Low Will They Go?” Huge lending and financial juggernaut Freddie Mac reported on December 5th 2008 that their rates have now dropped to 5.53 percent. That rate was down again from the 5.97 rate of just a week earlier. Essentially as the Federal Reserve continues to attempt to revive the economy they continue to show that their favorite economic revival tool is the lowering of interest rates. Is this good for America’s long term future? The verdict is still out. Is this good for YOU INDIVIDUALLY and YOUR mortgage payment? The answer is a resounding Yes!

  If you are interested in taking advantage of these historically low rates, we would highly encourage you to contact us at the ZFG Mortgage office today. We are committed to helping you find the lowest rate with the best terms possible.

  ZFG Mortgage
  5807 S Garnett Rd Suite I

  Tulsa, Oklahoma 74146

  Toll Free 1-877-205-7266 | Fax: 918-459-6535

  ZFG Mortgage is committed to providing you with the best lending products and services in the Tulsa area (if not the modern world).

  For more information on the “Interest Rate Limbo” please feel free to visit the following links below:

  To help incredible customers such as you reach incredible lending institutions such as us, we have put together the following compilation of industry related words:

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  Oklahoma

  

  ZFG MORTGAGE: “Tulsa’s Most Trusted Mortgage Lenders”
  Toll Free 1-877-205-7266 | Fax: 918-459-6535 – www.zfgmortgage.com

  ZFG Mortgage – December 27th 2008 –

  As we head into new year at ZFG we are very optimistic about the economic future for America, however we do feel strongly that now is an important time for the American investor to make sure that they are positioned to take advantage of the current economic conditions. Warren Buffett operates by the beliefe system, “Be greedy when the market is fearful,  and be fearful when the market is greedy” and we agree. Wal-Mart is posting near record profits because of hte economic downturn and the average American’s decision to again focus on purchaing items at the lowest possible price. Many investors who have decided to pull their money out of the shakey stock market are also turning to gold as their preferred investment vehicle of choice. Many investors feel as though investing in gold will protect their cash from the destructive errosive effect that high inflation rate has been having on their money.

  In August of this year, the Federal Reserve funded the U.S. banking system with an additional $62 billion of cash and rejected the requests of Fannie Mae and Freddie Mac to take on more debt, however sales of gold coins and the famous American Eagle gold coins had to be suspended for a week due to the high demand for the coins. For one of the first times in recent history, the U.S. Mint has been unable to obtain enough gold to keep up with the demand for gold coins.

  Again in September, when the huge Federal bailout of American banks failed, the sales of the American Buffalo coin were suspended until Nov. 3 because of shortages. At ZFG we are Tulsa’s premier mortgage lender. And to keep you informed on the ever-changing financial markets we have compiled the following mortgage related website links:

  

  ZFG MORTGAGE LENDERS
  Toll Free 1-877-205-7266 | Fax: 918-459-6535 – www.zfgmortgage.com

  

  Zeshu Financial Group: (Fax: 918-459-6535),

  1-877-205-7266
  5807 S Garnett Rd Suite I Tulsa, Oklahoma 74146

  12/17/08

  Tulsa Mortgage Rates Drop Yet Again Courtesy of the “Fed” – ZFG Mortgage Announces Record Refinance Boom!

  Unbelievably, the Federal Reserve has announced yet again that they are cutting the interest rates again, thus reducing the effective mortgage interest rate to around 5%, nearly a full percentage point below the rates announced in November of this year.

  The Federal Reserve is attempting to pull the economy out of the short term recession with this move, and this is good news for you.

  If you are looking to reduce your monthly payments by consolidating debt, refinancing your loan, or pulling cash out of your home ZFG Mortgage is here to help.

  Call us today to improve your monthly cash flow.

  For more information check out this great Tulsa World Article:

  http://www.tulsaworld.com/news/article.aspx?subjectid=32&articleid=20081217_32_A4_Mrggae649003

  

  Zeshu Financial Group: (Fax: 918-459-6535),

  1-877-205-7266
  5807 S Garnett Rd Suite I Tulsa, Oklahoma 74146

  We offer the most competitive rates for loan programs in the Tulsa area. If you don’t

   

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  ZFG Mortgage: Toll Free 1-877-205-7266
  5807 S Garnett Rd Suite I
  Tulsa, Oklahoma 74146

  Simply put, there has never been a better time to refinance your existing mortgage. Call us today to see if refinancing your mortgage is right for you.

  

  http://www.youtube.com/watch?v=5y7V5trYmik
  

  Additional Information: How lenders set rates.
  
  Generally speaking, the most commonly asked question in the mortgage industry is this, �How do lenders set mortgage rates?� And the answer is simple, �Lenders do no set mortgage rates?�

  Well, if lenders don�t set the rates, who does?

  And here is how it works my friends. Your mortgage lender will determine whether they will approve you or not for a loan and on what terms your loan will be approved (based on your credit score, reputation etc�), however the actual mortgage rates and interest rates are determined based on a variety of market factors on the secondary market (and fun place where mortgages are bought and sold).

  As disturbing as this may sound, the Federal government setup 2 incredibly infamous organizations (as of 2008) known as Fannie Mae and Freddie Mac (I don�t know why they didn�t name on them Bernie Mac). Fannie and Freddie were created many moons (decades) ago to help really stimulate the lending process through increased government efficiency (which is a contradiction in terms). Fannie and Freddie and a few other major Wall Street Mortgage Investment companies would then actually go around buying up the loans that your lender has made to people like you and me. These mortgages and loans were then bundled together into this exciting things called �tranches.� These tranches were then either held as part of an investment portfolio orthey were sold to Wall Street, mutual funds, and other financial investment organizations where they were then traded just like Treasury bonds and securities.

  Are you following me here?

  • Government set up Freddie Mac and Fannie Mae to increase the efficiency of the private mortgage industry (government and efficiency just don�t mix well together)
  • Freddie and Fannie then bought these mortgages, bundled them together and sold them to Wall Street where they were bought up my mutual funds and various other investment groups. Thus when foreclosures began happening, Mutual Funds nose-dived. When scared investors began pulling their cash out of the Mutual Funds the other companies� stock held by these Mutual Funds nose-dived as well resulting in �real� people get layed off from �real� jobs as their companies became cash strapped without their investor�s capital.

  Back to the story�

  

  Zeshu Financial Group
  5807 S Garnett Rd Suite I
  Tulsa, Oklahoma 74146
  Toll Free 1-877-205-7266 | Fax: 918-459-6535

  Thus my reader friends, interest rates go up and down based on those exciting fluctuations of the secondary market, not based on the lender�s emotions or feelings on any given particular day. Essentially when the economy is going down (and is tanking like a �Sherman�) rates will drop to get people like you and me motivated to refinance our homes, and to buy things with this �cheap money.� When the economy is bullish (and is moving upward like Lebron James jumping up for a monster dunk) the investors and various other humans who stand to benefit from this bullish economy will raise their rates to maximize their investor�s profitability during an economic upswing.

  Basically patterns for interest rates almost always follow the economic cycles that we have all grown accustomed to. When the market doing well, rates go up. When the market is doing poorly rates go down. Thus, the best time to get the best rate is when the market is down (which just happens to coincide with the best time to buy the most property for the least amount of money).

  Written by Clay Clark

  SBA Entrepreneur of the Year and Founder of DJ Connection

  ZFG Mortgage: 5807 S Garnett Rd Suite I
  Tulsa, Oklahoma 74146
  Toll Free 1-877-205-7266 | Fax: 918-459-6535
  The following are industry related terms that you might have found yourself searching for in your pursuit of the Tulsa lenders and loans that you need:
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  Listed below are links to various Tulsa area real estate related organizations that we highly endorse:
  http://www.tulsahba.com/
  http://www.simmonshomes.com/
  http://www.tulsahomebuilders.net/
  The following words, descriptions and arrangements of information is designed to help you more quickly connect to our products and services:
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  ZFG Tulsa Mortgage Company

   5807 S Garnett Rd Suite I

  Tulsa , Oklahoma 74146 Toll Free 1-877-205-7266

  At ZFG we recognize that deciding to refinance your home can be a very stressful situation that is often filled with new terms, and financial lingo that the average American does not use on a daily basis. Thus, to make your home refinancing process easier (and as close to stress free as possible), we have put together the following mortgage refinancing steps:

  Step 1: Should you even refinance your mortgage at this point.

  Although there are numerous situations where refinancing your home could make alot of sense, there are many situations where refinancing does not make sense. Example: Some of our customers have found that they were able to save thousands of dollars in interest payments on the life of the loan, however some of our potential customers have discovered that the refinancing costs and fees associated with refinancing their loan negated the savings that they would ultimately realize by refinancing.

  Step 2: Ask yourself the following questions:

  1) Why I am looking to refinance my existing home mortgage? (home equity, consolidating debt, reducing my monthly payment)

  Step 3: Make sure that you are completely aware of the potential hazards associated with refinancing your home loan.

  The mortgage industry is filled with many quality and less than quality lending institutions. Most lending companies are focussed on sincerely taking care of their customers to build a life-long relationship, however (just like in our sectors of our economy) there are some predatory lending companies out there. Thus, a dishonest brokerage company might look to take advantage of your financial situation by complicating your lending process and by attempting to talk over your head by using industry jargon, and hidden fees.

  Step 4: Look for a broker that you can trust (ZFG Mortage Lenders…Hint, Hint & Shameless Plug).

  In all sincerity, whether you decide on using Zeshu Tulsa Mortgages or not, you need to look for a broker that is 100% honest with you 100% of the time. Look for a broker that actually follows through on his small committments so that you know that they will follow through on the major committments.

  Step 5: You need to familiarize yourself with the various mortgage types.

  Home loans and mortgages come in variety of different packages (each with its own terminology, benefits and drawbacks). Every home loan has a different purpose, but all home loans were created to generate additional revenue for banks. Trust us, there are no loans designed that will not make money for the banks. The type of loan that will work best for you depends on your unique financial situation, your ability to make a large down payment or not, your credit score, the current interest rate, and various other factors (such as your debt to income ratio, etc…)

  Step 5: Find a mortgage broker.

  Make the calls, and make some more calls until you find a broker whom you can trust. Look for a broker with history of ethical behavior and mindset that puts you and your unique needs ahead of their profits. We are all in business to make money, but as mortgage brokers we have an ethical duty to look out for the best deals for you and your unique financial situation. For more information on attending a “FREE INTRODUCTION INTO THE MORTGAGE INDUSTRY SEMINAR” call ZFG Mortgage today. Whether you use our services or not, we are hear to equip you with the information that you will need to make wise financial decisions today that will affect you tommorrow.

  

  ZFG Tulsa Mortgage Company

   5807 S Garnett Rd Suite I

  Tulsa , Oklahoma 74146 Toll Free 1-877-205-7266

  To help connect our products and services to great customers such as you, we have put together the following industry related terms that are commonly used to find our products when navigating the web.

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  Zeshu Financial Group
  5807 S Garnett Rd Suite I
  Tulsa, Oklahoma 74146
  Toll Free 1-877-205-7266 | Fax: 918-459-6535

  www.zfgmortgage.com

   

   

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www.zfgmortgage.com

ZFG mortgage helps you gain extra cash and lock in a fixed payment today. If you want to lower your payment and increase your positive cash flow today by paying off high interest debt you need to call ZFG mortgage. ZFG mortgage offers options that are generally available to anywhere else in the financial market place. Zeshu Financial is the most reasonable and honest refinancing company in Tulsa. ZFG Mortgage Tulsa is tailored to fit your specific lending needs with our customized lending options now available through our wholesale credit, affiliate credit and coorespondant lines of credit (including Countrywide, Bank of America, Chase, Wells Fargo, and many other leading financial institutions).

When refinancing your home loan it is important that you fully understand the long-term financial benefits and potential ramifications of each financial decision that you make today. Call ZFG Mortgage Tulsa to speak to one of our expert mortgage lending experts today.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

 

 

 

 

 

 

 

tulsa mortgage experts – www.zfgmortgage.com – 918-459-6530

• ZFG Managing Director and SBA Entrepreneur of the Year (Clay Clark) was recently featured on Newson6. – www.zfgmortgage.com – 918-459-6530
• Click the image above to view the entire interview.

Refinancing has never been easier and rates have never been lower, thus call ZFG Mortgage today at 918-459-6530.

At Zeshu Financial we realize that trying to find the right home loan can be difficult and that finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from it can be a confusing process. However when you choose to work with ZFG Mortgage, it will not be a confusing process.

At Zeshu Financial Group our mission is to set the standard in the Tulsa mortgage industry by exceeding our customers’ expectations, one transaction at a time. At ZFG we are committed to offering phenomenal customer service to all of our customers. If you have grown frustrated with the loan-pre-approval process by the endless unreturned voicemails, the long on-hold times, and the overall lack of a “personal touch” that you have experienced thus far in the loan securing process, rest assured ZFG Mortgage is different and ZFG Mortgage is the best. Quickly connecting you to multiple sources of potential funding to help you achieve your dreams is what we do. Take advantage of our expertise in the residential lending industry by calling us now (or shortly after now), or by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients will make getting your loan a successful endeavor.

 

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  Your FICO score is computed and tracked by the three major credit bureaus: Trans Union, Equifax and Experian. Your score is updated quarterly and is negatively affected by such things as: late or missed loan payments, filing for bankruptcy, having too much debt compared to your income, and credit card balances being too close to their limits.

  Fixing Bad Credit:

  If you are a homeowner and you are looking into mortgage refinancing then you are on the right track toward improving your financial situation. However we have put together the following list of financial future improvement ideas to help you even further on the journey to becoming financially debt free and eventually financial independent. Credit card discipline is very important. There are no wealthy people with large credit card debts. Thus, you must work diligently to reduce the number of cards that you are using on a daily basis. And if you use the money wisely, you can get out of credit trouble and raise your FICO score. This will qualify you for better rates in the future

  Top Cities for real estate. ZFG mortage is the expert for the following localities and lending areas:

  | Angola real estate | Atlanta real estate | Austin real estate | Dubail real estate | Florida real estate is great | Michigan real estate | Incan real estate | Zoro owns real estate | Chicago real estate | Colorado real estate | Denver real estate | Houston real estate | Las Vegas real estate | Minneapolis real estate | eskimo real estate | Samoan real estate | Myrtle Beach real estate
  tropical real estate | floridian real estate | organic real estate | false real estate | Orlando real estate | New England real estate | Terrell Owens owns real estate | Phoenix real estate | Tulsa real estate | San Antonio real estate | Southern Madagascar real estate | Greek real estate San Diego real estate | Toronto is in the house | New York is in the house | LA is in the house | old dirt dog is in the house | hey Mariah we go back like babies and pacifiers | San Francisco real estate | Chicago is a glorious city | Seattle real estate | Tucson real estate

  Top States:
  Virginia Georgia | Hawaii | Illinois | Indiana | Maryland | Massachusetts Minnesota | Missouri | Nevada | New Jersey | Pennsylvania | Tennessee | Washington | Wisconsin | Michigan |
  | New York | North Carolina | Ohio | Oklahoma | Oregon | South Carolina | Texas | Utah

  Related Yahoo! Services:
  Tulsa City Guide – Tulsa Jobs – Personal Financial Advice
  Help us improve Yahoo! Real Estate – Send Your Feedback – Partner with Yahoo! Real Estate

   

   

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http://www.youtube.com/watch?v=6EocvvEVhVI

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http://www.mefeedia.com/entry/tulsa-mortgage-lenders-tulsa-mortage-rates-tulsa-mortgage-companies-zfg-mortgage-4/12987704/

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http://www.merchantcircle.com/business/Zeshu.Financial.Group.918-459-6530/picture/gallery

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http://zeshutulsamortgages.wordpress.com/2009/01/29/best-tulsa-mortgage-rates-in-history-readily-available-at-zfg-mortgage-918-459-6530/

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http://zeshutulsamortgages.wordpress.com/2009/01/28/tulsa-mortgage-companies-zfg-mortgage-tulsa-918-459-6530/

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http://www.zfgmortgage.com/page16.html

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http://www.youtube.com/watch?v=_vN1l7hTVrc

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http://www.merchantcircle.com/business/Zeshu.Financial.Group.918-459-6530

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http://www.tulsabusiness.com/article.asp?aID=14905837.7008376.629941.5722121.6391798.832&aID2=48448 

 

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